Stock · JIOFIN · Financial Services
JIOFIN share price target 2026
Support, resistance, the F&O structure and the BazaarBaazi Crack Score for Jio Financial Services Limited, refreshed every end-of-day run. A systematic, data-only read on Jio Financial Services Limited: where it trades versus its 50-day and 200-day lines, the live 52-week range, and momentum, refreshed from the scanner's real price series each run.
The verdict
BazaarBaazi reads JIOFIN as two-way with a Crack Score of 60/100 as of 21 Jul 2026.
BazaarBaaziSource & method
The scanner's readScanned · scanned 21 Jul 2026
Where JIOFIN stands on the 500-name BazaarBaazi setup scanner: technicals, filed fundamentals and money flow read together, refreshed every run.
Scanned and scored this run, but the evidence is incomplete or conflicted. The engine fails closed to NO_TRADE.
Technical axis
60/100Fundamental axis
100/100Money flow
54/100Result pulse · Q1 FY27
100/100Fundamental evidence
net profit +155.73% YoY
revenue +227.28% YoY
net margin 41.42%
result score 100.0/100
net margin 41.42% (high)
result score 100.0/100
profit not shrinking YoY
revenue +227.28% YoY
Red flags
below 200DMA (not a long-side trend)
profit growth strong (+155.73% YoY)
strong filed result (score 100.0)
Relative valuation
P/E (TTM)
74.5P/E vs sector
+3.0%Sector percentile
92PEG
0.48Scanner levels from the deterministic engine run of 2026-07-21, not a SEBI-registered recommendation and not investment advice. The fundamental axis reads the official filing: Q1 FY27 result.
Price target: support and resistanceComputed 21 Jul 2026
Support and resistance for JIOFIN are read inside the latest show; no spot was printed in the most recent editorial note.
Levels are read inside the latest show. The most recent editorial reference is Systematic Read on 21 Jul 2026.
These are structural reference lines, not a SEBI-registered price target. BazaarBaazi is independent media; the levels frame how the desk reads the JIOFIN chart, refreshed every end-of-day run.
The Crack Score, and how it is built60 / 100 · Constructive
The Crack Score is a deterministic 0 to 100 conviction number. Here is exactly what moved it for JIOFIN, so the figure is a transparent signal rather than a vibe.
Base 50, adjusted by the factors above and clamped to 0 to 100. How the Crack Score works.
About Jio Financial Services LimitedBusiness profile
What JIOFIN actually does, and the edge that holds its position.
Jio Financial Services is Reliance pointing its distribution cannon at Indian finance, a balance sheet and a customer list in search of a lending business it has not fully built yet. Demerged from Reliance Industries in 2023, it is assembling a full-stack digital platform across lending, payments, insurance distribution, and asset management on top of the Jio telecom and Reliance retail base, and entered asset management through a joint venture with BlackRock to form JioBlackRock Asset Management. Backed by Reliance's capital, distribution, and data, it is positioning itself as a new-age financial super-app.
Access to hundreds of millions of Jio telecom subscribers and Reliance's retail footprint gives Jio Financial a customer acquisition cost advantage that no competing NBFC or new-age lender can match at launch. The BlackRock joint venture provides global asset-management expertise in a country where mutual-fund penetration remains well below developed-market norms.
The F&O viewHorizon · swing
How the futures and options structure on JIOFIN reads right now.
The editorial price read on JIOFIN is mixed. Strike-level option inventory is unavailable, so the page withholds writer, wall and pin claims. Single-stock F&O on JIOFIN can be thinner than index F&O, so the desk weights price and filed evidence over raw OI. This is not a derivatives trade recommendation.
Why it movedLatest editorial line
The most recent BazaarBaazi read on what is driving JIOFIN.
Systematic read: a disclosed, data-only model on real 1-year price structure.
Read in Systematic Read on 21 Jul 2026. Why JIOFIN moved, the living explainer, tracks every move on one URL.
The 2026 to 2030 pictureStructural read
What genuinely drives JIOFIN over a multi-year horizon. A structural read, not a price forecast.
Jio Financial is a 2026 to 2030 option bet: the infrastructure is built, but revenue and profit scale are still early-stage relative to the market capitalisation. The structural opportunity is massive because India's financial inclusion story is still unfolding and no one has Reliance's distribution reach. The key risk is that building a profitable lending book at scale takes years, and competition from established banks and Bajaj Finance will not yield easily. What BazaarBaazi thinks: this is a story stock, you are paying today for a financial empire that mostly exists on a roadmap, the distribution edge and the Reliance balance sheet are genuinely without parallel, but distribution has never been the hard part of lending, underwriting through a full credit cycle is, and that is the test JioFin has not yet faced.
What to watch:
- Lending book build-out: size, mix, and early NPA signals
- JioBlackRock MF AUM growth and market penetration
- Payments business volume and monetisation timeline
- RBI regulatory approvals for new NBFC products
- Reliance group capital allocation to versus from Jio Financial
Peers and how to compare4 listed names
The listed names JIOFIN is most often read against. Compare them on the same Crack Score and levels.
Live valuation readQ1 FY27 earnings · live spot
P/E, P/B, yield and the quality set for Jio Financial Services Limited, computed from the latest filed results times the live spot. The price-driven ratios (marked) refresh every session; ROE and margins hold until the next results.
P / E
75.5x
Earnings yield
1.32%
P / B
1.14x
P / S
42.19x
Dividend yield
0.21%
Market cap
Rs 1.58 lakh cr
Enterprise value
Rs 1.55 lakh cr
Return on equity
1.5%
Stored from Jio Financial Services Limited's filed results, as of 2026-07-21 and currency-checked. Price input Rs 240.03 from baked EOD spot. Open the calculator, move the price and watch every ratio react.
Latest filed resultsQ1 FY27
Jio Financial Services Limited's most recent quarter, parsed straight from the official NSE filing. Every figure links back to its primary source.
Result Pulse
100 / 100Revenue
Rs 2,004 crNet profit
Rs 830 crEPS (quarter)
Rs 1.27| Growth | YoY | QoQ |
|---|---|---|
| Revenue | +227.3% | n/a |
| Net profit | +155.7% | n/a |
| Net margin | +41.4% | |
Distorted by a prior-year base effect.
Figures are the Q1 FY27 result for Jio Financial Services Limited, parsed straight from the official NSE integrated filing and verified to the paisa. The EPS shown is for the quarter, not a trailing-twelve-month figure, so it is not a P/E input.
Earnings history, every filed quarter12 quarters on record
Jio Financial Services Limited's official quarterly revenue, EPS and Result Pulse trail, every quarter the desk holds from the verified filings export, back to 30 Sep 2023. These are quarterly facts, not TTM valuation inputs.
JIOFIN official result trail
12 quarters
Quarterly figures only: revenue, net profit and EPS are copied from official filings. EPS here is not trailing twelve month EPS and is not used for valuation.
| Quarter | Revenue | EPS | PAT YoY | Pulse | Source |
|---|---|---|---|---|---|
| Q1 FY27ended 30 Jun 2026 / Consolidated, audited | Rs 2,004 cr | Rs 1.27 | +155.7% | 100/100 | Filing |
| Q4 FY26ended 31 Mar 2026 / Consolidated, audited | Rs 1,019 cr | Rs 0.43 | n/a | n/a | Filing |
| Q3 FY26ended 31 Dec 2025 / Consolidated, audited | Rs 901 cr | Rs 0.42 | n/a | 48/100 | Filing |
| Q2 FY26ended 30 Sep 2025 / Consolidated, audited | Rs 981 cr | Rs 1.10 | n/a | n/a | Filing |
| Q1 FY26ended 30 Jun 2025 / Consolidated, audited | Rs 612 cr | Rs 0.47 | n/a | 58/100 | Filing |
| Q4 FY25ended 31 Mar 2025 / Consolidated, audited | Rs 493 cr | Rs 0.50 | n/a | n/a | Filing |
| Q3 FY25ended 31 Dec 2024 / Consolidated, audited | Rs 438 cr | Rs 0.46 | n/a | n/a | Filing |
| Q2 FY25ended 30 Sep 2024 / Consolidated, audited | Rs 694 cr | Rs 1.09 | n/a | n/a | Filing |
| Q1 FY25ended 30 Jun 2024 / Consolidated, audited | Rs 418 cr | Rs 0.49 | n/a | n/a | Filing |
| Q4 FY24ended 31 Mar 2024 / Consolidated, audited | Rs 418 cr | Rs 0.49 | n/a | n/a | Filing |
| Q3 FY24ended 31 Dec 2023 / Consolidated, audited | Rs 414 cr | Rs 0.46 | n/a | n/a | Filing |
| Q2 FY24ended 30 Sep 2023 / Consolidated, audited | Rs 608 cr | Rs 1.05 | n/a | n/a | Filing |
The official financialsFiled to 31 Mar 2026
Jio Financial Services Limited's statements as filed: trailing twelve month P&L, the balance sheet, and the cash engine, in the bank-and-NBFC native view. Parsed from official XBRL, shown in crore.
Trailing twelve months, on filed quarters
Total income (TTM)
3,513 crNet profit (TTM)
1,561 crProfit before tax (TTM)
1,588 crFinance costs (TTM)
745 crBalance sheet, as filed 2026-03-31
Total assets
1,63,497 crShareholder equity
1,33,854 crTotal borrowings
n/aAdvances (loan book)
n/aDeposits
n/aGross NPA
n/aNet NPA
n/aAnnual trail, filed year over filed year
| Year | Total income | Net profit | Equity | Borrowings |
|---|---|---|---|---|
| FY26 | 3,513 cr | 1,561 cr | 1,33,854 cr | n/a |
| FY25 | 2,043 cr | 1,613 cr | 1,23,497 cr | n/a |
| FY24 | 1,854 cr | 1,605 cr | 1,39,148 cr | n/a |
Every figure is parsed from Jio Financial Services Limited's official NSE XBRL filings by the BazaarBaazi earnings lab and shown in crore rupees. Display data, not a valuation model input.
Management on record12 earnings calls
Every JIOFIN earnings call BazaarBaazi has indexed, latest 30 Apr 2026. Read management in its own words, straight from the filed transcript.
Jio Financial Services Limited earnings calls on record
12 calls since 31 Oct 2023
Show 4 older calls
Each entry links to the transcript PDF the company filed with the exchange. Primary sources, in management's own words.
What changed53 disclosures
Every recent official filing from Jio Financial Services Limited, straight from the exchange feed, with the BazaarBaazi Event Heat on the disclosure flow.
Jio Financial Services Limited has filed 53 official disclosures recently. The most recent is a Earnings dated 16 Jul 2026.
Event Heat
75 / 100Audio/Video Recording of Presentation on Unaudited Financial Results (Consolidated and Standalone) for the quarter ended June 30, 2026
Board Meeting to be held on 16-Jul-2026 to inter-alia consider and approve the Unaudited Financial results of the Company for the Quarterly ended June 2026
To consider and approve the financial results for the quarter ended June 30, 2026
Reliance Welfare Association has Submitted to the Exchange a copy of Disclosure under Regulation 31(4) of the Securities and Exchange Board of India (Substantial Acquisition of Shares and Takeovers) Regulations, 2011.
Event Heat is a dated net read of Jio Financial Services Limited's last 90 days of official disclosures, balancing the constructive filings against the ones to watch. It is a signal from what the company has filed, not investment advice. Every line above links to its official exchange filing, and the full market desk is at the disclosures hub.
Key fundamentalsEditorial reference
The anchor data BazaarBaazi references when reading the JIOFIN chart. Not a substitute for a registered research note.
| Ticker | JIOFIN |
|---|---|
| Full name | Jio Financial Services Limited |
| Sector | Financial Services |
| Index class | LARGE CAP |
| ISIN | INE758E01017 |
| Market-cap band | ~1.6 lakh cr (indicative) |
| Last referenced level | Inside latest show |
| Last session move | Not referenced this cycle |
| Editorial line in | Systematic Read on 21 Jul 2026 |
| Aliases tracked | JIOFIN |
Reference chartLevels in show
The daily frame the desk reads on JIOFIN.
FAQ16 reader questions · AEO-eligible
The line on JIOFIN, distilled and schema-marked for AI Overview, Perplexity, and reader search.
What is the JIOFIN share price target for 2026?
BazaarBaazi does not publish a SEBI-registered price target on JIOFIN. The desk reads structural support and resistance inside each show against the printed spot; the most recent editorial line is Systematic Read on 21 Jul 2026.
What is BazaarBaazi's Crack Score for JIOFIN?
The BazaarBaazi Crack Score for JIOFIN is 60 out of 100 as of 21 Jul 2026, a constructive reading. It is a computed conviction number from the signed stance, how consistent the recent verdicts have been, the quality of the printed structure, and how fresh the review is. It is a transparency signal, not investment advice.
What is the F&O view on JIOFIN?
Strike-level option inventory for JIOFIN is unavailable, so BazaarBaazi withholds participant, direction and positioning claims. The editorial chart stance is not substituted for an option-chain observation.
What sector is JIOFIN in and which peers does BazaarBaazi track?
JIOFIN sits in Financial Services (large cap), indicative market cap ~1.6 lakh cr (indicative), ISIN INE758E01017. The peers BazaarBaazi reads alongside it are Karur Vysya Bank Ltd, ANAND RATHI WEALTH LIMITED, CHOICE INTERNATIONAL LIMITED. A systematic, data-only read on Jio Financial Services Limited: where it trades versus its 50-day and 200-day lines, the live 52-week range, and momentum, refreshed from the scanner's real price series each run.
How often is the JIOFIN view updated?
This page is one evergreen URL refreshed in place. The Crack Score and levels re-compute on every BazaarBaazi end-of-day run, and the dated stamp shows the last refresh. The latest signed verdict on JIOFIN is mixed, published in Systematic Read on 21 Jul 2026.
Is Jio Financial Services a good long-term stock?
What drives JioFin is the speed at which it converts Reliance's unmatched distribution and capital into an actual profitable lending and asset-management book, and the risk the Crack Score cannot capture is execution time itself, since you are paying a large market capitalisation today for earnings that are still mostly a promise. The long-term case is strong in concept but the earnings base is nascent, so the risk-reward is more speculative than owning an established lender. BazaarBaazi publishes a Crack Score for current positioning.
Jio Financial Services share price target 2030?
Putting a 2030 number on a business still being assembled is pure speculation; what genuinely sets the value is whether the lending book reaches meaningful scale, the JioBlackRock MF business gains market share, and the payments platform monetises. BazaarBaazi does not publish a fixed 2030 price target for JIOFIN. See the dated Crack Score on the BazaarBaazi JIOFIN page.
Why is Jio Financial Services share falling?
JIOFIN drops when investors lose patience with early-stage financial businesses, when NBFC or fintech sentiment sours, or when the pace of product launches and revenue scale lands short of the hype baked into the price, and as a relatively new listing it also swings on index inclusion and exclusion events. Check the current Crack Score on the BazaarBaazi page.
Is JIOFIN a qualifying setup on the BazaarBaazi scanner right now?
On the 2026-07-21 run of the 500-name BazaarBaazi setup scanner, Jio Financial Services Limited sits in the Scanned tier with a setup score of 71/100 (technical 60, fundamental 100). The scanner is a deterministic engine over real OHLCV and official filings, refreshed nightly, and it is a signal rather than investment advice.
Where can I read Jio Financial Services Limited's earnings call transcripts?
BazaarBaazi indexes 12 JIOFIN earnings calls going back to 2023-10-31, latest 2026-04-30. Every entry on this page links straight to the transcript PDF the company filed with the exchange, so you read management in the primary source.
What was Jio Financial Services Limited's Q1 FY27 net profit?
Jio Financial Services Limited reported a net profit of Rs 830 cr for Q1 FY27 (the quarter ended 31 March 2026). That is +155.7% year on year, a move distorted by a prior-year base effect. The figure is from the company's official NSE filing.
What was Jio Financial Services Limited's Q1 FY27 revenue?
Jio Financial Services Limited reported revenue of Rs 2,004 cr for Q1 FY27. That is +227.3% year on year. The figure is from the company's official NSE filing.
How does BazaarBaazi rate Jio Financial Services Limited's Q1 FY27 result?
BazaarBaazi gives Jio Financial Services Limited's Q1 FY27 result a Result Pulse of 100 out of 100, with a verdict of Profit acceleration. The Result Pulse is a BazaarBaazi editorial score for the quality of the filed result, not investment advice.
What has Jio Financial Services Ltd announced recently?
Jio Financial Services Ltd's two most material recent disclosures are an earnings dated 16 Jul 2026, and a board meeting dated 16 Jul 2026, "Outcome of Board Meeting". Both link to the company's own official filing on the BazaarBaazi stock page.
Has Jio Financial Services Ltd declared a dividend recently?
Yes. Jio Financial Services Ltd filed a dividend disclosure on 17 Apr 2026, filed as "Board of Directors at its meeting held on April 17, 2026, recommended…". Any amount shown is the exchange's own record, linked from the BazaarBaazi stock page. A dividend is a declared payout, not a forecast of future returns.
What did Jio Financial Services Ltd's latest board meeting cover?
Jio Financial Services Ltd's most recent board-meeting disclosure on record dated 16 Jul 2026 reads "Outcome of Board Meeting". That is the agenda as filed with the exchange, linked from the BazaarBaazi stock page, and BazaarBaazi adds no claim of its own to it.
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