Stock · HDFCBANK · Private bank
HDFCBANK share price target 2026
Support, resistance, the F&O structure and the BazaarBaazi Crack Score for HDFC Bank Ltd, refreshed every end-of-day run. Post-merger NIM trajectory, deposit-mobilisation pace, and the higher-low chain on the chart that the desk has tracked since the 2026-04-22 results gap.
The verdict
BazaarBaazi reads HDFCBANK as range-bound with a Crack Score of 58/100 as of 27 Jul 2026.
BazaarBaaziSource & method
The scanner's readWatchlist · scanned 31 Jul 2026
Where HDFCBANK stands on the 500-name BazaarBaazi setup scanner: technicals, filed fundamentals and money flow read together, refreshed every run.
Directional risk is visible, but a full trade thesis is still forming. HEDGE rows deliberately carry no outright entry frame.
Technical axis
100/100Fundamental axis
33/100Money flow
25/100Result pulse · Q4 FY26
58/100Named setups in force
- stage4 downtrend
- breakdown 52w low
- under distribution
- RS laggard
Technical evidence
price below 50DMA
price below 150DMA
price below 200DMA
50 < 150 < 200 DMA (bear stack)
at/near 52w low (<=4% above)
RSI 39.3 (weak)
below a bearish MA frame
not more than 5 ATR below 50DMA
money-flow score 24.9/100 (weak)
Chaikin money flow -0.181 (distribution)
up/down volume 0.81x (sellers dominant)
OBV falling
RS line well below its high
relative strength falling vs NIFTY
below 50DMA
Valuation and context
no clean TTM P/E (valuation suppressed)
Relative valuation
P/E (TTM)
n/aP/E vs sector
n/aSector percentile
n/aPEG
n/aScanner levels from the deterministic engine run of 2026-07-31, not a SEBI-registered recommendation and not investment advice. The fundamental axis reads the official filing: Q4 FY26 result.
Price target: support and resistanceComputed 27 Jul 2026
Support and resistance for HDFCBANK are read inside the latest show; no spot was printed in the most recent editorial note.
Levels are read inside the latest show. The most recent editorial reference is Closing Bell Flash on 27 Jul 2026.
These are structural reference lines, not a SEBI-registered price target. BazaarBaazi is independent media; the levels frame how the desk reads the HDFCBANK chart, refreshed every end-of-day run.
The Crack Score, and how it is built58 / 100 · Constructive
The Crack Score is a deterministic 0 to 100 conviction number. Here is exactly what moved it for HDFCBANK, so the figure is a transparent signal rather than a vibe.
Base 50, adjusted by the factors above and clamped to 0 to 100. How the Crack Score works.
About HDFC Bank LtdBusiness profile
What HDFCBANK actually does, and the edge that holds its position.
HDFC Bank is the bank India's middle class trusts by default, and that default trust is the entire business. It is the largest private-sector bank by total assets, operating across retail banking, wholesale banking, and treasury, with a retail franchise spanning home loans, auto loans, credit cards, and a vast current and savings account (CASA) deposit base. The 2023 merger with parent HDFC Ltd swallowed a mortgage giant whole, making it one of the largest financial institutions in Asia by balance sheet.
A decades-old retail distribution network with thousands of branches and ATMs gives HDFC Bank a low-cost deposit franchise that newer banks cannot replicate quickly. Its brand trust, cross-sell engine across savings and loan products, and risk management culture have consistently produced lower slippage ratios than most peers.
The F&O viewHorizon · 1d
How the futures and options structure on HDFCBANK reads right now.
The editorial price read on HDFCBANK is neutral. Strike-level option inventory is unavailable, so the page withholds writer, wall and pin claims. Single-stock F&O on HDFCBANK can be thinner than index F&O, so the desk weights price and filed evidence over raw OI. This is not a derivatives trade recommendation.
Why it movedLatest editorial line
The most recent BazaarBaazi read on what is driving HDFCBANK.
HDFCBANK slipped 0.36%, HDFCLIFE lost 0.44%, and ONGC fell 4.17%, so the market made choices.
Read in Closing Bell Flash on 27 Jul 2026. Why HDFCBANK moved, the living explainer, tracks every move on one URL.
The 2026 to 2030 pictureStructural read
What genuinely drives HDFCBANK over a multi-year horizon. A structural read, not a price forecast.
The post-merger balance sheet integration is the defining story for 2026 to 2028: absorbing HDFC Ltd's mortgage book while protecting net interest margin and managing a higher loan-to-deposit ratio than its pre-merger norm. Longer term, India's underpenetrated mortgage and consumer-credit market gives the bank a long runway if deposit growth keeps pace. The key risk is margin compression if deposit repricing outpaces loan yields during rate cycles. What BazaarBaazi thinks: this is the closest thing to a default-own in Indian banking, the merger turned a clean compounder into a deposit-hungry one, and the only question that matters is whether deposits grow fast enough to feed the mortgage book without bleeding margin.
What to watch:
- Loan-to-deposit ratio trajectory after the HDFC Ltd merger
- Net interest margin trend across rate cycles
- Credit-card market share and unsecured-loan slippage
- RBI regulatory actions on the banking sector broadly
- CASA ratio stability as the deposit franchise scales
Peers and how to compare6 listed names
The listed names HDFCBANK is most often read against. Compare them on the same Crack Score and levels.
ICICI Bank · ICICIBANK
Read the ICICIBANK verdict and levels
Axis Bank · AXISBANK
Read the AXISBANK verdict and levels
Kotak Mahindra Bank · KOTAKBANK
Read the KOTAKBANK verdict and levels
State Bank of India · SBIN
Read the SBIN verdict and levels
IndusInd Bank · INDUSINDBK
Read the INDUSINDBK verdict and levels
Punjab National Bank · PNB
Read the PNB verdict and levels
Stored valuation readStored 2026-08-10
P/E, P/B, yield and the quality set for HDFC Bank Ltd, computed only from the stored fundamentals snapshot dated 2026-08-10. No carried market price is presented as current.
P / E
16.0x
Earnings yield
6.26%
P / B
1.86x
P / S
3.82x
Dividend yield
1.78%
Market cap
Rs 11.26 lakh cr
Enterprise value
Rs 8.89 lakh cr
Return on equity
13.0%
Stored from HDFC Bank Ltd's filed results, as of 2026-08-10 and currency-checked. Price input Rs 731.00 from baked EOD spot. Open the calculator, move the price and watch every ratio react.
Latest filed resultsQ4 FY26
HDFC Bank Ltd's most recent quarter, parsed straight from the official NSE filing. Every figure links back to its primary source.
Result Pulse
58 / 100Revenue
Not disclosed (bank basis)Net profit
Rs 20,351 crEPS (quarter)
Not disclosed| Growth | YoY | QoQ |
|---|---|---|
| Revenue | -2.8% | -7.9% |
| Net profit | +8.1% | -1.6% |
| Net margin | +17.4% | |
Figures are the Q4 FY26 result for HDFC Bank Limited, parsed straight from the official NSE integrated filing and verified to the paisa. The EPS shown is for the quarter, not a trailing-twelve-month figure, so it is not a P/E input.
Earnings history, every filed quarter31 quarters on record
HDFC Bank Ltd's official quarterly revenue, EPS and Result Pulse trail, every quarter the desk holds from the verified filings export, back to 30 Jun 2018. These are quarterly facts, not TTM valuation inputs.
HDFCBANK official result trail
31 quarters
Quarterly figures only: revenue, net profit and EPS are copied from official filings. EPS here is not trailing twelve month EPS and is not used for valuation.
| Quarter | Revenue | EPS | PAT YoY | Pulse | Source |
|---|---|---|---|---|---|
| Q4 FY26ended 31 Mar 2026 / Consolidated, audited | Not disclosed | Not disclosed | n/a | n/a | Filing |
| Q3 FY26ended 31 Dec 2025 / Consolidated, audited | Not disclosed | Not disclosed | n/a | 58/100 | Filing |
| Q2 FY26ended 30 Sep 2025 / Consolidated, audited | Not disclosed | Not disclosed | n/a | n/a | Filing |
| Q1 FY26ended 30 Jun 2025 / Consolidated, audited | Not disclosed | Not disclosed | n/a | n/a | Filing |
| Q4 FY25ended 31 Mar 2025 / Consolidated, audited | Not disclosed | Not disclosed | n/a | 58/100 | Filing |
| Q3 FY25ended 31 Dec 2024 / Consolidated, audited | Not disclosed | Not disclosed | n/a | n/a | Filing |
| Q2 FY25ended 30 Sep 2024 / Consolidated, audited | Not disclosed | Not disclosed | n/a | n/a | Filing |
| Q1 FY25ended 30 Jun 2024 / Consolidated, audited | Not disclosed | Not disclosed | n/a | n/a | Filing |
| Q4 FY24ended 31 Mar 2024 / Consolidated, audited | Not disclosed | Not disclosed | n/a | n/a | Filing |
| Q3 FY24ended 31 Dec 2023 / Consolidated, audited | Not disclosed | Not disclosed | n/a | n/a | Filing |
| Q2 FY24ended 30 Sep 2023 / Consolidated, audited | Not disclosed | Not disclosed | n/a | n/a | Filing |
| Q1 FY24ended 30 Jun 2023 / Consolidated, audited | Not disclosed | Not disclosed | n/a | n/a | Filing |
| Q4 FY23ended 31 Mar 2023 / Consolidated, audited | Not disclosed | Not disclosed | n/a | n/a | Filing |
| Q3 FY23ended 31 Dec 2022 / Consolidated, audited | Not disclosed | Not disclosed | n/a | n/a | Filing |
| Q2 FY23ended 30 Sep 2022 / Consolidated, audited | Not disclosed | Not disclosed | n/a | n/a | Filing |
| Q1 FY23ended 30 Jun 2022 / Consolidated, audited | Not disclosed | Not disclosed | n/a | n/a | Filing |
| Q4 FY22ended 31 Mar 2022 / Consolidated, audited | Not disclosed | Not disclosed | n/a | n/a | Filing |
| Q3 FY22ended 31 Dec 2021 / Consolidated, audited | Not disclosed | Not disclosed | n/a | n/a | Filing |
| Q2 FY22ended 30 Sep 2021 / Consolidated, audited | Not disclosed | Not disclosed | n/a | n/a | Filing |
| Q1 FY22ended 30 Jun 2021 / Consolidated, audited | Not disclosed | Not disclosed | n/a | n/a | Filing |
| Q4 FY21ended 31 Mar 2021 / Consolidated, audited | Not disclosed | Not disclosed | n/a | n/a | Filing |
| Q3 FY21ended 31 Dec 2020 / Consolidated, audited | Not disclosed | Not disclosed | n/a | n/a | Filing |
| Q2 FY21ended 30 Sep 2020 / Consolidated, audited | Not disclosed | Not disclosed | n/a | n/a | Filing |
| Q1 FY21ended 30 Jun 2020 / Consolidated, audited | Not disclosed | Not disclosed | n/a | n/a | Filing |
| Q4 FY20ended 31 Mar 2020 / Consolidated, audited | Not disclosed | Not disclosed | n/a | n/a | Filing |
| Q3 FY20ended 31 Dec 2019 / Consolidated, audited | Not disclosed | Not disclosed | n/a | n/a | Filing |
| Q2 FY20ended 30 Sep 2019 / Standalone, audited | Not disclosed | Not disclosed | n/a | n/a | Filing |
| Q1 FY20ended 30 Jun 2019 / Consolidated, audited | Not disclosed | Not disclosed | n/a | n/a | Filing |
| Q4 FY19ended 31 Mar 2019 / Standalone, audited | Not disclosed | Not disclosed | n/a | n/a | Filing |
| Q2 FY19ended 30 Sep 2018 / Standalone, audited | Not disclosed | Not disclosed | n/a | n/a | Filing |
| Q1 FY19ended 30 Jun 2018 / Standalone, audited | Not disclosed | Not disclosed | n/a | n/a | Filing |
The official financialsFiled to 31 Mar 2026
HDFC Bank Ltd's statements as filed: trailing twelve month P&L, the balance sheet, and the cash engine, in the bank-and-NBFC native view. Parsed from official XBRL, shown in crore.
Trailing twelve months, on filed quarters
Total income (TTM)
4,95,463 crNet profit (TTM)
76,026 crProfit before tax (TTM)
98,948 crFinance costs (TTM)
1,85,491 crBalance sheet, as filed 2026-03-31
Total assets
49,08,041 crShareholder equity
5,81,514 crTotal borrowings
n/aAdvances (loan book)
30,50,783 crDeposits
30,99,638 crGross NPA
0.0 crNet NPA
0.0 crAnnual trail, filed year over filed year
| Year | Total income | Net profit | Equity | Borrowings |
|---|---|---|---|---|
| FY26 | 4,95,463 cr | 76,026 cr | 5,81,514 cr | n/a |
| FY24 | 4,07,995 cr | 64,062 cr | 4,53,743 cr | n/a |
| FY23 | 2,04,666 cr | 46,149 cr | 2,89,438 cr | n/a |
| FY22 | 1,67,695 cr | 38,151 cr | 2,47,326 cr | n/a |
| FY21 | 1,55,885 cr | 31,857 cr | 2,03,721 cr | n/a |
| FY20 | 1,47,068 cr | 27,296 cr | 1,76,935 cr | n/a |
Every figure is parsed from HDFC Bank Ltd's official NSE XBRL filings by the BazaarBaazi earnings lab and shown in crore rupees. Display data, not a valuation model input.
Management on record17 earnings calls
Every HDFCBANK earnings call BazaarBaazi has indexed, latest 30 Apr 2026. Read management in its own words, straight from the filed transcript.
HDFC Bank Ltd earnings calls on record
17 calls since 30 Apr 2022
Show 9 older calls
Each entry links to the transcript PDF the company filed with the exchange. Primary sources, in management's own words.
What changed84 disclosures
Every recent official filing from HDFC Bank Ltd, straight from the exchange feed, with the BazaarBaazi Event Heat on the disclosure flow.
HDFC Bank Ltd has filed 84 official disclosures recently. The most recent is a Disclosure dated 31 Jul 2026.
conclusion of internal review pertaining to Maharashtra State Road Development Corporation arrangement
intimation under Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015- Exercise of call option on US$ 1,000,000,000 3.7% Additional Tier 1 Notes issued by HDFC Bank Limited
HDFC Bank Limited has submitted to the Exchange, the financial results for the period ended Jun 30, 2026.
Board Meeting to be held on 18-Jul-2026 to inter-alia consider and approve the Unaudited Financial results of the Company for the Quarterly ended June 2027
Event Heat is withheld because the reproducible what-changed window is unavailable. Every line above links to its official exchange filing, and the full market desk is at the disclosures hub.
Key fundamentalsEditorial reference
The anchor data BazaarBaazi references when reading the HDFCBANK chart. Not a substitute for a registered research note.
| Ticker | HDFCBANK |
|---|---|
| Full name | HDFC Bank Ltd |
| Sector | Private bank |
| Index class | LARGE CAP |
| ISIN | INE040A01034 |
| Market-cap band | ₹12.30 lakh cr |
| Last referenced level | Inside latest show |
| Last session move | Not referenced this cycle |
| Editorial line in | Closing Bell Flash on 27 Jul 2026 |
| Aliases tracked | HDFC Bank, HDFCB |
Reference chartLevels in show
The daily frame the desk reads on HDFCBANK.
FAQ17 reader questions · AEO-eligible
The line on HDFCBANK, distilled and schema-marked for AI Overview, Perplexity, and reader search.
What is the HDFCBANK share price target for 2026?
BazaarBaazi does not publish a SEBI-registered price target on HDFCBANK. The desk reads structural support and resistance inside each show against the printed spot; the most recent editorial line is Closing Bell Flash on 27 Jul 2026.
What is BazaarBaazi's Crack Score for HDFCBANK?
The BazaarBaazi Crack Score for HDFCBANK is 58 out of 100 as of 27 Jul 2026, a constructive reading. It is a computed conviction number from the signed stance, how consistent the recent verdicts have been, the quality of the printed structure, and how fresh the review is. It is a transparency signal, not investment advice.
What is the F&O view on HDFCBANK?
Legacy record dated 12 Aug 2026; provider observation time unavailable, so BazaarBaazi retains HDFCBANK's dated near-money option-inventory band but withholds the specific open-interest counts, PCR and max-pain claim until a fully reproducible, provider-timestamped snapshot is recorded. Matched inventory cannot identify who initiated either side, direction, hedging, spreads or profit. This is a carried stale snapshot; the latest refresh did not replace it.
What sector is HDFCBANK in and which peers does BazaarBaazi track?
HDFCBANK sits in Private bank (large cap), indicative market cap ₹12.30 lakh cr, ISIN INE040A01034. The peers BazaarBaazi reads alongside it are ICICI Bank Ltd. Post-merger NIM trajectory, deposit-mobilisation pace, and the higher-low chain on the chart that the desk has tracked since the 2026-04-22 results gap.
How often is the HDFCBANK view updated?
This page is one evergreen URL refreshed in place. The Crack Score and levels re-compute on every BazaarBaazi end-of-day run, and the dated stamp shows the last refresh. The latest signed verdict on HDFCBANK is neutral, published in Closing Bell Flash on 27 Jul 2026.
Is HDFC Bank a good long-term stock?
What actually drives HDFC Bank is deposit-mobilisation speed feeding a low-cost CASA franchise that newer banks cannot clone, and the one risk the Crack Score cannot capture is whether the post-merger loan-to-deposit ratio normalises before margins thin out. BazaarBaazi publishes a dated Crack Score that reflects current technicals and sentiment; the structural long-term case rests on India's credit-penetration story and the bank's deposit franchise.
What is HDFC Bank share price target for 2030?
Nobody can hand you a 2030 number with a straight face, and anyone who does is selling something; what genuinely moves HDFCBANK over that window is the pace of balance-sheet integration post-merger, net interest margin direction, and how fast India's retail credit market grows. BazaarBaazi does not publish a fixed multi-year price target for any stock. Track the Crack Score for current positioning.
Why is HDFC Bank share price falling?
When this name slides it is almost always the market sniffing margin pressure from a stretched loan-to-deposit ratio, slower deposit growth, or a broad sector de-rating during rate-hike cycles, not anything broken in the franchise itself. Check the BazaarBaazi HDFCBANK page for the current Crack Score and key support levels.
Is HDFCBANK a qualifying setup on the BazaarBaazi scanner right now?
On the 2026-07-31 run of the 500-name BazaarBaazi setup scanner, HDFC Bank Ltd sits in the Watchlist tier with a setup score of 75/100 (technical 100, fundamental 33). The scanner is a deterministic engine over real OHLCV and official filings, refreshed nightly, and it is a signal rather than investment advice.
Where can I read HDFC Bank Ltd's earnings call transcripts?
BazaarBaazi indexes 17 HDFCBANK earnings calls going back to 2022-04-30, latest 2026-04-30. Every entry on this page links straight to the transcript PDF the company filed with the exchange, so you read management in the primary source.
What was HDFC Bank Limited's Q4 FY26 net profit?
HDFC Bank Limited reported a net profit of Rs 20,351 cr for Q4 FY26 (the quarter ended 31 March 2026). That is +8.1% year on year. The figure is from the company's official NSE filing.
Why is HDFC Bank Limited's Q4 FY26 revenue not shown?
HDFC Bank Limited files on a bank basis, which does not report a single comparable revenue line, so BazaarBaazi reads the Q4 FY26 result off net profit rather than printing a misleading revenue figure. The figure is from the company's official NSE filing.
How does BazaarBaazi rate HDFC Bank Limited's Q4 FY26 result?
BazaarBaazi gives HDFC Bank Limited's Q4 FY26 result a Result Pulse of 58 out of 100, with a verdict of Steady. The Result Pulse is a BazaarBaazi editorial score for the quality of the filed result, not investment advice.
What has HDFC Bank Ltd announced recently?
HDFC Bank Ltd's two most material recent disclosures are a disclosure dated 31 Jul 2026, "Copy of Newspaper Publication", and a press release dated 27 Jul 2026, "conclusion of internal review pertaining to Maharashtra…". Both link to the company's own official filing on the BazaarBaazi stock page.
Has HDFC Bank Ltd declared a dividend recently?
Yes. HDFC Bank Ltd filed a dividend disclosure on 19 Jun 2026, filed as "Dividend - Rs 13 Per Share". Any amount shown is the exchange's own record, linked from the BazaarBaazi stock page. A dividend is a declared payout, not a forecast of future returns.
What did HDFC Bank Ltd's latest board meeting cover?
HDFC Bank Ltd's most recent board-meeting disclosure on record dated 18 Jul 2026 reads "Board Meeting to be held on 18-Jul-2026 to inter-alia consider and…". That is the agenda as filed with the exchange, linked from the BazaarBaazi stock page, and BazaarBaazi adds no claim of its own to it.
Has HDFC Bank Ltd's credit rating been updated recently?
HDFC Bank Ltd filed a credit-rating disclosure on 02 Apr 2026, recorded with the exchange as "ESG rating pursuant to Regulation 30 of SEBI (Listing Obligations and…". The detail sits in the linked filing on the BazaarBaazi stock page. A rating action is an agency view on debt, separate from the share price.
Related stock views
The names BazaarBaazi reads alongside HDFCBANK, each a living view refreshed every end-of-day run.