Stock · SBILIFE · Financial Services
SBILIFE share price target 2026
Support, resistance, the F&O structure and the BazaarBaazi Crack Score for SBI LIFE INSURANCE COMPANY LIMITED, refreshed every end-of-day run. A systematic, data-only read on SBI LIFE INSURANCE COMPANY LIMITED: where it trades versus its 50-day and 200-day lines, the live 52-week range, and momentum, refreshed from the scanner's real price series each run.
The verdict
BazaarBaazi reads SBILIFE as two-way with a Crack Score of 60/100 as of 21 Jul 2026.
BazaarBaaziSource & method
The scanner's readScanned · scanned 21 Jul 2026
Where SBILIFE stands on the 500-name BazaarBaazi setup scanner: technicals, filed fundamentals and money flow read together, refreshed every run.
Scanned and scored this run, but the evidence is incomplete or conflicted. The engine fails closed to NO_TRADE.
Technical axis
80/100Fundamental axis
50/100Money flow
53/100Result pulse · Q4 FY26
72/100Valuation and context
P/E 74.2 vs sector median 24.6 (3.02x, 91th pctile)
price implies ~50% growth vs ~-1% delivered (overpaying for growth, gap -51)
[T?] long 80.0/100 vs short 66.7/100
[F?] long 50.0/100 vs deterioration 50.0/100
Red flags
below 200DMA (not a long-side trend)
Relative valuation
P/E (TTM)
74.2P/E vs sector
+3.0%Sector percentile
91PEG
n/aScanner levels from the deterministic engine run of 2026-07-21, not a SEBI-registered recommendation and not investment advice. The fundamental axis reads the official filing: Q4 FY26 result.
Price target: support and resistanceComputed 21 Jul 2026
Support and resistance for SBILIFE are read inside the latest show; no spot was printed in the most recent editorial note.
Levels are read inside the latest show. The most recent editorial reference is Systematic Read on 21 Jul 2026.
These are structural reference lines, not a SEBI-registered price target. BazaarBaazi is independent media; the levels frame how the desk reads the SBILIFE chart, refreshed every end-of-day run.
The Crack Score, and how it is built60 / 100 · Constructive
The Crack Score is a deterministic 0 to 100 conviction number. Here is exactly what moved it for SBILIFE, so the figure is a transparent signal rather than a vibe.
Base 50, adjusted by the factors above and clamped to 0 to 100. How the Crack Score works.
About SBI LIFE INSURANCE COMPANY LIMITEDBusiness profile
What SBILIFE actually does, and the edge that holds its position.
SBI Life is what you get when you plug an insurer into the largest branch network in the country, the company that sells protection through SBI's counters all the way down to the villages. India's largest private-sector life insurer by new business premium, it runs as a joint venture between State Bank of India and BNP Paribas Cardif and distributes mainly through SBI's vast branch network, the broadest physical reach of any insurer in India. Its product range covers term life, group insurance for SBI borrowers, ULIPs, and non-participating savings products.
SBI's branch network is the largest banking distribution channel in India, giving SBI Life an unmatched geographic reach that includes rural and semi-urban markets where private insurers without a bank parent cannot penetrate cost-effectively. The captive SBI borrower base for credit life and group insurance is a recurring, low-acquisition-cost revenue stream.
The F&O viewHorizon · swing
How the futures and options structure on SBILIFE reads right now.
The editorial price read on SBILIFE is mixed. Strike-level option inventory is unavailable, so the page withholds writer, wall and pin claims. Single-stock F&O on SBILIFE can be thinner than index F&O, so the desk weights price and filed evidence over raw OI. This is not a derivatives trade recommendation.
Why it movedLatest editorial line
The most recent BazaarBaazi read on what is driving SBILIFE.
Systematic read: a disclosed, data-only model on real 1-year price structure.
Read in Systematic Read on 21 Jul 2026. Why SBILIFE moved, the living explainer, tracks every move on one URL.
The 2026 to 2030 pictureStructural read
What genuinely drives SBILIFE over a multi-year horizon. A structural read, not a price forecast.
The 2026 to 2030 story for SBI Life is India's insurance penetration deepening, particularly in Tier-2 and rural segments where SBI's branch network gives it a structural advantage over urban-centric private insurers. New business margin improvement, as the product mix shifts toward higher-margin protection and non-par products, is the key profitability driver. Risk: any change in SBI's equity stake or bancassurance exclusivity arrangement. What BazaarBaazi thinks: the SBI branch network is the widest distribution moat in Indian insurance and that reach into Tier-2 and rural India is genuinely hard to copy, but the whole thesis leans on one parent's pipe, so the day SBI's stake or its bancassurance exclusivity changes is the day this story needs rewriting, and the metric that actually matters is margin mix, not premium scale.
What to watch:
- New business premium growth and protection product mix within the book
- New business margin and value of new business (VNB) trajectory
- SBI branch network productivity and bancassurance exclusivity status
- IRDAI regulatory developments on surrender norms and commission structures
- Rural and Tier-2 market penetration expansion
Peers and how to compare3 listed names
The listed names SBILIFE is most often read against. Compare them on the same Crack Score and levels.
Live valuation readQ4 FY26 earnings · live spot
P/E, P/B, yield and the quality set for SBI LIFE INSURANCE COMPANY LIMITED, computed from the latest filed results times the live spot. The price-driven ratios (marked) refresh every session; ROE and margins hold until the next results.
P / E
74.2x
Earnings yield
1.35%
P / B
9.61x
P / S
1.63x
Dividend yield
0.15%
Market cap
Rs 1.83 lakh cr
Enterprise value
Rs 1.80 lakh cr
Return on equity
12.9%
Stored from SBI LIFE INSURANCE COMPANY LIMITED's filed results, as of 2026-07-21 and currency-checked. Price input Rs 1,827.90 from baked EOD spot. Open the calculator, move the price and watch every ratio react.
Latest filed resultsQ4 FY26
SBI LIFE INSURANCE COMPANY LIMITED's most recent quarter, parsed straight from the official NSE filing. Every figure links back to its primary source.
Result Pulse
72 / 100Revenue
Rs 27,939 crNet profit
Rs 805 crEPS (quarter)
Rs 8.02| Growth | YoY | QoQ |
|---|---|---|
| Revenue | +16.4% | -8.3% |
| Net profit | -1.1% | +39.5% |
| Net margin | +2.9% | |
Figures are the Q4 FY26 result for SBI LIFE INSURANCE COMPANY LIMITED, parsed straight from the official NSE integrated filing and verified to the paisa. The EPS shown is for the quarter, not a trailing-twelve-month figure, so it is not a P/E input.
Earnings history, every filed quarter5 quarters on record
SBI LIFE INSURANCE COMPANY LIMITED's official quarterly revenue, EPS and Result Pulse trail, every quarter the desk holds from the verified filings export, back to 31 Mar 2025. These are quarterly facts, not TTM valuation inputs.
SBILIFE official result trail
5 quarters
Quarterly figures only: revenue, net profit and EPS are copied from official filings. EPS here is not trailing twelve month EPS and is not used for valuation.
| Quarter | Revenue | EPS | PAT YoY | Pulse | Source |
|---|---|---|---|---|---|
| Q4 FY26ended 31 Mar 2026 / Standalone, audited | Rs 27,939 cr | Rs 8.02 | -1.1% | 72/100 | Filing |
| Q3 FY26ended 31 Dec 2025 / Standalone, audited | Rs 30,449 cr | Rs 5.75 | n/a | 56/100 | Filing |
| Q2 FY26ended 30 Sep 2025 / Standalone, audited | Rs 25,084 cr | Rs 4.93 | n/a | 44/100 | Filing |
| Q1 FY26ended 30 Jun 2025 / Standalone, audited | Rs 17,814 cr | Rs 5.93 | n/a | 50/100 | Filing |
| Q4 FY25ended 31 Mar 2025 / Standalone, audited | Rs 24,002 cr | Rs 8.11 | n/a | 50/100 | Filing |
The official financialsFiled to 31 Mar 2026
SBI LIFE INSURANCE COMPANY LIMITED's statements as filed: trailing twelve month P&L, the balance sheet, and the cash engine, in the bank-and-NBFC native view. Parsed from official XBRL, shown in crore.
Trailing twelve months, on filed quarters
Total income (TTM)
1,12,966 crNet profit (TTM)
n/aProfit before tax (TTM)
2,537 crFinance costs (TTM)
n/aBalance sheet, as filed 2026-03-31
Total assets
4,92,053 crShareholder equity
19,086 crTotal borrowings
n/aAdvances (loan book)
n/aDeposits
n/aGross NPA
n/aNet NPA
n/aAnnual trail, filed year over filed year
| Year | Total income | Net profit | Equity | Borrowings |
|---|---|---|---|---|
| FY26 | 1,12,966 cr | n/a | 19,086 cr | n/a |
| FY25 | 1,17,119 cr | n/a | 16,793 cr | n/a |
Every figure is parsed from SBI LIFE INSURANCE COMPANY LIMITED's official NSE XBRL filings by the BazaarBaazi earnings lab and shown in crore rupees. Display data, not a valuation model input.
Management on record17 earnings calls
Every SBILIFE earnings call BazaarBaazi has indexed, latest 30 Apr 2026. Read management in its own words, straight from the filed transcript.
SBI LIFE INSURANCE COMPANY LIMITED earnings calls on record
17 calls since 31 May 2022
Show 9 older calls
Each entry links to the transcript PDF the company filed with the exchange. Primary sources, in management's own words.
What changed41 disclosures
Every recent official filing from SBI LIFE INSURANCE COMPANY LIMITED, straight from the exchange feed, with the BazaarBaazi Event Heat on the disclosure flow.
SBI LIFE INSURANCE COMPANY LIMITED has filed 41 official disclosures recently. The most recent is a Investor meet dated 20 Jul 2026.
Event Heat
36 / 100Certificate under SEBI (Depositories and Participants) Regulations, 2018
allotment of 20,516 equity shares pursuant to ESOP through Circular resolution of the Board Stakeholders Relationship and Sustainability Committee passed on July 07, 2026
the Trading Window closure pursuant to SEBI (Prohibition of Insider Trading) Regulations, 2015
of Allotment 68993 equity shares pursuant to ESOP through Circular resolution of the Board Stakeholders Relationship and Sustainability Committee passed on June 16, 2026
Event Heat is a dated net read of SBI LIFE INSURANCE COMPANY LIMITED's last 90 days of official disclosures, balancing the constructive filings against the ones to watch. It is a signal from what the company has filed, not investment advice. Every line above links to its official exchange filing, and the full market desk is at the disclosures hub.
Key fundamentalsEditorial reference
The anchor data BazaarBaazi references when reading the SBILIFE chart. Not a substitute for a registered research note.
| Ticker | SBILIFE |
|---|---|
| Full name | SBI LIFE INSURANCE COMPANY LIMITED |
| Sector | Financial Services |
| Index class | LARGE CAP |
| ISIN | INE123W01016 |
| Market-cap band | ~1.8 lakh cr (indicative) |
| Last referenced level | Inside latest show |
| Last session move | Not referenced this cycle |
| Editorial line in | Systematic Read on 21 Jul 2026 |
| Aliases tracked | SBILIFE |
Reference chartLevels in show
The daily frame the desk reads on SBILIFE.
FAQ16 reader questions · AEO-eligible
The line on SBILIFE, distilled and schema-marked for AI Overview, Perplexity, and reader search.
What is the SBILIFE share price target for 2026?
BazaarBaazi does not publish a SEBI-registered price target on SBILIFE. The desk reads structural support and resistance inside each show against the printed spot; the most recent editorial line is Systematic Read on 21 Jul 2026.
What is BazaarBaazi's Crack Score for SBILIFE?
The BazaarBaazi Crack Score for SBILIFE is 60 out of 100 as of 21 Jul 2026, a constructive reading. It is a computed conviction number from the signed stance, how consistent the recent verdicts have been, the quality of the printed structure, and how fresh the review is. It is a transparency signal, not investment advice.
What is the F&O view on SBILIFE?
Strike-level option inventory for SBILIFE is unavailable, so BazaarBaazi withholds participant, direction and positioning claims. The editorial chart stance is not substituted for an option-chain observation.
What sector is SBILIFE in and which peers does BazaarBaazi track?
SBILIFE sits in Financial Services (large cap), indicative market cap ~1.8 lakh cr (indicative), ISIN INE123W01016. The peers BazaarBaazi reads alongside it are Karur Vysya Bank Ltd, ANAND RATHI WEALTH LIMITED, CHOICE INTERNATIONAL LIMITED. A systematic, data-only read on SBI LIFE INSURANCE COMPANY LIMITED: where it trades versus its 50-day and 200-day lines, the live 52-week range, and momentum, refreshed from the scanner's real price series each run.
How often is the SBILIFE view updated?
This page is one evergreen URL refreshed in place. The Crack Score and levels re-compute on every BazaarBaazi end-of-day run, and the dated stamp shows the last refresh. The latest signed verdict on SBILIFE is mixed, published in Systematic Read on 21 Jul 2026.
Is SBI Life Insurance a good long-term stock?
What drives SBI Life is value-of-new-business growth riding India's widest bancassurance network as protection demand deepens in smaller towns, and the risk the Crack Score cannot capture is concentration: the entire distribution edge depends on SBI's stake and exclusivity staying exactly as they are. The long-term case is India's insurance penetration story delivered through SBI's branch reach. BazaarBaazi publishes a Crack Score for current positioning.
SBI Life share price target 2030?
Targeting a 2030 price on an insurer whose edge hinges on one parent's distribution deal is guesswork; the genuine value drivers are new-business volume and margin, a product-mix shift toward higher-margin protection, and income growth lifting middle-class demand. BazaarBaazi does not publish a fixed 2030 price target for SBILIFE. See the dated Crack Score on the BazaarBaazi SBILIFE page.
Why is SBI Life share price falling?
SBILIFE drops on regulatory changes that hit insurance tax advantages, on equity-market weakness cooling ULIP demand, or when new-business-premium growth misses, and the single biggest overhang specific to this name is any shift in the SBI bancassurance partnership terms. Check the current Crack Score on the BazaarBaazi page.
Is SBILIFE a qualifying setup on the BazaarBaazi scanner right now?
On the 2026-07-21 run of the 500-name BazaarBaazi setup scanner, SBI LIFE INSURANCE COMPANY LIMITED sits in the Scanned tier with a setup score of 58/100 (technical 80, fundamental 50). The scanner is a deterministic engine over real OHLCV and official filings, refreshed nightly, and it is a signal rather than investment advice.
Where can I read SBI LIFE INSURANCE COMPANY LIMITED's earnings call transcripts?
BazaarBaazi indexes 17 SBILIFE earnings calls going back to 2022-05-31, latest 2026-04-30. Every entry on this page links straight to the transcript PDF the company filed with the exchange, so you read management in the primary source.
What was SBI LIFE INSURANCE COMPANY LIMITED's Q4 FY26 net profit?
SBI LIFE INSURANCE COMPANY LIMITED reported a net profit of Rs 805 cr for Q4 FY26 (the quarter ended 31 March 2026). That is -1.1% year on year. The figure is from the company's official NSE filing.
What was SBI LIFE INSURANCE COMPANY LIMITED's Q4 FY26 revenue?
SBI LIFE INSURANCE COMPANY LIMITED reported revenue of Rs 27,939 cr for Q4 FY26. That is +16.4% year on year. The figure is from the company's official NSE filing.
How does BazaarBaazi rate SBI LIFE INSURANCE COMPANY LIMITED's Q4 FY26 result?
BazaarBaazi gives SBI LIFE INSURANCE COMPANY LIMITED's Q4 FY26 result a Result Pulse of 72 out of 100, with a verdict of Sales acceleration. The Result Pulse is a BazaarBaazi editorial score for the quality of the filed result, not investment advice.
What has Sbi Life Insurance Company Ltd announced recently?
Sbi Life Insurance Company Ltd's two most material recent disclosures are an investor meet dated 20 Jul 2026, "Schedule of meet", and a disclosure dated 17 Jul 2026, "Copy of Newspaper Publication". Both link to the company's own official filing on the BazaarBaazi stock page.
Has Sbi Life Insurance Company Ltd declared a dividend recently?
Yes. Sbi Life Insurance Company Ltd filed a dividend disclosure on 06 Mar 2026, filed as "Interim Dividend - Rs 2.70 Per Share". Any amount shown is the exchange's own record, linked from the BazaarBaazi stock page. A dividend is a declared payout, not a forecast of future returns.
What did Sbi Life Insurance Company Ltd's latest board meeting cover?
Sbi Life Insurance Company Ltd's most recent board-meeting disclosure on record dated 22 Apr 2026 reads "Board Meeting to be held on 22-Apr-2026 to inter-alia consider and…". That is the agenda as filed with the exchange, linked from the BazaarBaazi stock page, and BazaarBaazi adds no claim of its own to it.
Related stock views
The names BazaarBaazi reads alongside SBILIFE, each a living view refreshed every end-of-day run.
Hub
All stock views
The full BazaarBaazi coverage universe, scored and dated.
Financial Services
KARURVYSYA
Karur Vysya Bank Ltd
Financial Services
ANANDRATHI
ANAND RATHI WEALTH LIMITED
Financial Services
CHOICEIN
CHOICE INTERNATIONAL LIMITED
Financial Services
360ONE
360 ONE WAM LIMITED
Financial Services
AADHARHFC
Aadhar Housing Finance Limited