BazaarBaazi

Stock · SBICARD · Financial Services

SBICARD share price target 2026

Support, resistance, the F&O structure and the BazaarBaazi Crack Score for SBI Cards and Payment Services Limited, refreshed every end-of-day run. A systematic, data-only read on SBI Cards and Payment Services Limited: where it trades versus its 50-day and 200-day lines, the live 52-week range, and momentum, refreshed from the scanner's real price series each run.

The verdict

BazaarBaazi reads SBICARD as two-way with a Crack Score of 51/100 as of 25 Jul 2026.
Crack Score
51/ 100
Range / mixed

BazaarBaaziSource & method

The scanner's readScanned · scanned 24 Jul 2026

Where SBICARD stands on the 500-name BazaarBaazi setup scanner: technicals, filed fundamentals and money flow read together, refreshed every run.

Scanned59 /100 setup score

Scanned and scored this run, but the evidence is incomplete or conflicted. The engine fails closed to NO_TRADE.

Technical axis

100/100

Fundamental axis

17/100

Money flow

55/100

Result pulse · Q4 FY26

65/100

Technical evidence

downtrend frame (50 < 200 DMA)

50DMA falling

rally testing a falling MA

RSI 50.2 (relief rally zone)

RS slope -6.4% (3m)

RS line well below its high

relative strength falling vs NIFTY

below 50DMA

Red flags

below 200DMA (not a long-side trend)

Relative valuation

P/E (TTM)

27.3

P/E vs sector

+1.2%

Sector percentile

53

PEG

1.94

Scanner levels from the deterministic engine run of 2026-07-24, not a SEBI-registered recommendation and not investment advice. The fundamental axis reads the official filing: Q4 FY26 result.

Open the full 500-name Setup Scan.

Price target: support and resistanceComputed 25 Jul 2026

Support and resistance for SBICARD are read inside the latest show; no spot was printed in the most recent editorial note.

Levels are read inside the latest show. The most recent editorial reference is Systematic Read on 21 Jul 2026.

These are structural reference lines, not a SEBI-registered price target. BazaarBaazi is independent media; the levels frame how the desk reads the SBICARD chart, refreshed every end-of-day run.

The Crack Score, and how it is built51 / 100 · Range / mixed

The Crack Score is a deterministic 0 to 100 conviction number. Here is exactly what moved it for SBICARD, so the figure is a transparent signal rather than a vibe.

Editorial stanceLatest signed stance is mixed.-4
History consistency2 of the last 6 published verdicts held the same stance.-5
Structure qualityNo clean spot was printed in the latest note; levels are read inside the show.0
FreshnessThe desk last reviewed 4 days ago.+4
Conviction horizonThe latest read is framed on a swing horizon.+6

Base 50, adjusted by the factors above and clamped to 0 to 100. How the Crack Score works.

The F&O viewHorizon · swing

How the futures and options structure on SBICARD reads right now.

Editorial directionMixed
Horizonswing

The editorial price read on SBICARD is mixed. Strike-level option inventory is unavailable, so the page withholds writer, wall and pin claims. Single-stock F&O on SBICARD can be thinner than index F&O, so the desk weights price and filed evidence over raw OI. This is not a derivatives trade recommendation.

Why it movedLatest editorial line

The most recent BazaarBaazi read on what is driving SBICARD.

Systematic read: a disclosed, data-only model on real 1-year price structure.

Read in Systematic Read on 21 Jul 2026. Why SBICARD moved, the living explainer, tracks every move on one URL.

Latest filed resultsQ4 FY26

SBI Cards and Payment Services Limited's most recent quarter, parsed straight from the official NSE filing. Every figure links back to its primary source.

Q4 FY26 · ended 31 Mar 2026Standalone, audited · filed with NSE on 27 Apr 2026

Result Pulse

65 / 100

Revenue

Rs 4,935 cr

Net profit

Rs 609 cr

EPS (quarter)

Rs 6.40
GrowthYoYQoQ
Revenue+5.6%-3.8%
Net profit+14.1%+9.5%
Net margin+12.3%
What BazaarBaazi readsSteady
SourceOfficial NSE filing (XBRL)

Figures are the Q4 FY26 result for SBI Cards and Payment Services Limited, parsed straight from the official NSE integrated filing and verified to the paisa. The EPS shown is for the quarter, not a trailing-twelve-month figure, so it is not a P/E input.

See every Q4 result the desk has read.

Earnings history, every filed quarter25 quarters on record

SBI Cards and Payment Services Limited's official quarterly revenue, EPS and Result Pulse trail, every quarter the desk holds from the verified filings export, back to 31 Mar 2020. These are quarterly facts, not TTM valuation inputs.

SBICARD official result trail

25 quarters

Quarterly figures only: revenue, net profit and EPS are copied from official filings. EPS here is not trailing twelve month EPS and is not used for valuation.

QuarterRevenueEPSPAT YoYPulseSource
Q4 FY26ended 31 Mar 2026 / Standalone, auditedRs 4,935 crRs 6.40n/an/aFiling
Q3 FY26ended 31 Dec 2025 / Standalone, auditedRs 5,127 crRs 5.85n/a60/100Filing
Q2 FY26ended 30 Sep 2025 / Standalone, auditedRs 4,961 crRs 4.67n/an/aFiling
Q1 FY26ended 30 Jun 2025 / Standalone, auditedRs 4,877 crRs 5.84n/an/aFiling
Q4 FY25ended 31 Mar 2025 / Standalone, auditedRs 4,674 crRs 5.62n/a50/100Filing
Q3 FY25ended 31 Dec 2024 / Standalone, auditedRs 4,619 crRs 4.03n/an/aFiling
Q2 FY25ended 30 Sep 2024 / Standalone, auditedRs 4,421 crRs 4.25n/an/aFiling
Q1 FY25ended 30 Jun 2024 / Standalone, auditedRs 4,359 crRs 6.25n/an/aFiling
Q4 FY24ended 31 Mar 2024 / Standalone, auditedRs 4,348 crRs 6.97n/an/aFiling
Q3 FY24ended 31 Dec 2023 / Standalone, auditedRs 4,622 crRs 5.78n/an/aFiling
Q2 FY24ended 30 Sep 2023 / Standalone, auditedRs 4,087 crRs 6.37n/an/aFiling
Q1 FY24ended 30 Jun 2023 / Standalone, auditedRs 3,912 crRs 6.27n/an/aFiling
Q4 FY23ended 31 Mar 2023 / Standalone, auditedRs 3,762 crRs 6.31n/an/aFiling
Q3 FY23ended 31 Dec 2022 / Standalone, auditedRs 3,507 crRs 5.39n/an/aFiling
Q2 FY23ended 30 Sep 2022 / Standalone, auditedRs 3,297 crRs 5.57n/an/aFiling
Q1 FY23ended 30 Jun 2022 / Standalone, auditedRs 3,100 crRs 6.65n/an/aFiling
Q4 FY22ended 31 Mar 2022 / Standalone, auditedRs 2,850 crRs 6.16n/an/aFiling
Q3 FY22ended 31 Dec 2021 / Standalone, auditedRs 2,889 crRs 4.10n/an/aFiling
Q2 FY22ended 30 Sep 2021 / Standalone, auditedRs 2,576 crRs 3.67n/an/aFiling
Q1 FY22ended 30 Jun 2021 / Standalone, auditedRs 2,362 crRs 3.24n/an/aFiling
Q4 FY21ended 31 Mar 2021 / Standalone, auditedRs 2,309 crRs 1.87n/an/aFiling
Q3 FY21ended 31 Dec 2020 / Standalone, auditedRs 2,403 crRs 2.23n/an/aFiling
Q2 FY21ended 30 Sep 2020 / Standalone, auditedRs 2,413 crRs 2.20n/an/aFiling
Q1 FY21ended 30 Jun 2020 / Standalone, auditedRs 2,152 crRs 4.19n/an/aFiling
Q4 FY20ended 31 Mar 2020 / Standalone, auditedRs 2,433 crRs 0.89n/an/aFiling

Open the covered-name earnings calendar.

The official financialsFiled to 31 Mar 2026

SBI Cards and Payment Services Limited's statements as filed: trailing twelve month P&L, the balance sheet, and the cash engine, in the bank-and-NBFC native view. Parsed from official XBRL, shown in crore.

Trailing twelve months, on filed quarters

Total income (TTM)

19,900 cr

Net profit (TTM)

2,167 cr

Profit before tax (TTM)

2,913 cr

Finance costs (TTM)

3,072 cr

Balance sheet, as filed 2026-03-31

Total assets

66,328 cr

Shareholder equity

15,726 cr

Total borrowings

n/a

Advances (loan book)

n/a

Deposits

0.0 cr

Gross NPA

n/a

Net NPA

n/a

Annual trail, filed year over filed year

YearTotal incomeNet profitEquityBorrowings
FY2619,900 cr2,167 cr15,726 crn/a
FY2518,072 cr1,916 cr13,782 crn/a
FY2416,968 cr2,408 cr12,084 crn/a
FY2313,667 cr2,258 cr9,830 crn/a
FY2210,677 cr1,616 cr7,753 crn/a
FY219,277 cr985 cr6,302 crn/a

Every figure is parsed from SBI Cards and Payment Services Limited's official NSE XBRL filings by the BazaarBaazi earnings lab and shown in crore rupees. Display data, not a valuation model input.

Management on record17 earnings calls

Every SBICARD earnings call BazaarBaazi has indexed, latest 31 May 2026. Read management in its own words, straight from the filed transcript.

SBI Cards and Payment Services Limited earnings calls on record

17 calls since 31 May 2022

31 May 2026Quarter ended Q4FY26Transcript PDF
28 Feb 2026Earnings callTranscript PDF
31 Oct 2025Quarter ended Q2FY26Transcript PDF
31 Aug 2025Quarter ended Q1FY26Transcript PDF
30 Apr 2025Quarter ended Q4FY25Transcript PDF
28 Feb 2025Earnings callTranscript PDF
30 Nov 2024Earnings callTranscript PDF
31 Aug 2024Quarter ended Q1FY25Transcript PDF
Show 9 older calls
31 May 2024Quarter ended Q4FY24Transcript PDF
29 Feb 2024Earnings callTranscript PDF
30 Nov 2023Earnings callTranscript PDF
31 Aug 2023Quarter ended Q1FY24Transcript PDF
31 May 2023Quarter ended Q4FY23Transcript PDF
28 Feb 2023Earnings callTranscript PDF
30 Nov 2022Earnings callTranscript PDF
31 Aug 2022Quarter ended Q1FY23Transcript PDF
31 May 2022Quarter ended Q4FY22Transcript PDF

Each entry links to the transcript PDF the company filed with the exchange. Primary sources, in management's own words.

What changed2 disclosures

Every recent official filing from SBI Cards and Payment Services Limited, straight from the exchange feed, with the BazaarBaazi Event Heat on the disclosure flow.

SBI Cards and Payment Services Limited has filed 2 official disclosures recently. The most recent is a Earnings dated 31 Mar 2026.

Event Heat

67 / 100
31 Mar 2026
EarningsWatch

SBI Cards and Payment Services Limited Q4 FY26 earnings result: steady

Filing
31 Mar 2026
EarningsWatch

SBI Cards and Payment Services Limited Q4 FY26 earnings result: insufficient

Filing
Event Heat67 / 100 · Tilting up

Event Heat is a dated net read of SBI Cards and Payment Services Limited's last 180 days of official disclosures, balancing the constructive filings against the ones to watch. It is a signal from what the company has filed, not investment advice. Every line above links to its official exchange filing, and the full market desk is at the disclosures hub.

See what changed across the whole market.

Key fundamentalsEditorial reference

The anchor data BazaarBaazi references when reading the SBICARD chart. Not a substitute for a registered research note.

TickerSBICARD
Full nameSBI Cards and Payment Services Limited
SectorFinancial Services
Index classMID CAP
ISININE018E01016
Market-cap band~61,411 cr (indicative)
Last referenced levelInside latest show
Last session moveNot referenced this cycle
Editorial line inSystematic Read on 21 Jul 2026
Aliases trackedSBICARD

Reference chartLevels in show

The daily frame the desk reads on SBICARD.

Chart frame not yet rendered for SBICARD. The desk references levels inline inside each show.
Structural levels are read inside the latest show.

FAQ11 reader questions · AEO-eligible

The line on SBICARD, distilled and schema-marked for AI Overview, Perplexity, and reader search.

What is the SBICARD share price target for 2026?

BazaarBaazi does not publish a SEBI-registered price target on SBICARD. The desk reads structural support and resistance inside each show against the printed spot; the most recent editorial line is Systematic Read on 21 Jul 2026.

What is BazaarBaazi's Crack Score for SBICARD?

The BazaarBaazi Crack Score for SBICARD is 51 out of 100 as of 25 Jul 2026, a range / mixed reading. It is a computed conviction number from the signed stance, how consistent the recent verdicts have been, the quality of the printed structure, and how fresh the review is. It is a transparency signal, not investment advice.

What is the F&O view on SBICARD?

Strike-level option inventory for SBICARD is unavailable, so BazaarBaazi withholds participant, direction and positioning claims. The editorial chart stance is not substituted for an option-chain observation.

What sector is SBICARD in and which peers does BazaarBaazi track?

SBICARD sits in Financial Services (mid cap), indicative market cap ~61,411 cr (indicative), ISIN INE018E01016. The peers BazaarBaazi reads alongside it are Karur Vysya Bank Ltd, ANAND RATHI WEALTH LIMITED, CHOICE INTERNATIONAL LIMITED. A systematic, data-only read on SBI Cards and Payment Services Limited: where it trades versus its 50-day and 200-day lines, the live 52-week range, and momentum, refreshed from the scanner's real price series each run.

How often is the SBICARD view updated?

This page is one evergreen URL refreshed in place. The Crack Score and levels re-compute on every BazaarBaazi end-of-day run, and the dated stamp shows the last refresh. The latest signed verdict on SBICARD is mixed, published in Systematic Read on 21 Jul 2026.

Is SBICARD a qualifying setup on the BazaarBaazi scanner right now?

On the 2026-07-24 run of the 500-name BazaarBaazi setup scanner, SBI Cards and Payment Services Limited sits in the Scanned tier with a setup score of 59/100 (technical 100, fundamental 17). The scanner is a deterministic engine over real OHLCV and official filings, refreshed nightly, and it is a signal rather than investment advice.

Where can I read SBI Cards and Payment Services Limited's earnings call transcripts?

BazaarBaazi indexes 17 SBICARD earnings calls going back to 2022-05-31, latest 2026-05-31. Every entry on this page links straight to the transcript PDF the company filed with the exchange, so you read management in the primary source.

What was SBI Cards and Payment Services Limited's Q4 FY26 net profit?

SBI Cards and Payment Services Limited reported a net profit of Rs 609 cr for Q4 FY26 (the quarter ended 31 March 2026). That is +14.1% year on year. The figure is from the company's official NSE filing.

What was SBI Cards and Payment Services Limited's Q4 FY26 revenue?

SBI Cards and Payment Services Limited reported revenue of Rs 4,935 cr for Q4 FY26. That is +5.6% year on year. The figure is from the company's official NSE filing.

How does BazaarBaazi rate SBI Cards and Payment Services Limited's Q4 FY26 result?

BazaarBaazi gives SBI Cards and Payment Services Limited's Q4 FY26 result a Result Pulse of 65 out of 100, with a verdict of Steady. The Result Pulse is a BazaarBaazi editorial score for the quality of the filed result, not investment advice.

What has SBI Cards and Payment Services Ltd announced recently?

The most recent official filing on record for SBI Cards and Payment Services Ltd is an earnings dated 31 Mar 2026. It is the company's own earnings disclosure to the exchange, and it links to that filing on the BazaarBaazi stock page rather than to any third-party summary.

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