Stock · SBICARD · Financial Services
SBICARD share price target 2026
Support, resistance, the F&O structure and the BazaarBaazi Crack Score for SBI Cards and Payment Services Limited, refreshed every end-of-day run. A systematic, data-only read on SBI Cards and Payment Services Limited: where it trades versus its 50-day and 200-day lines, the live 52-week range, and momentum, refreshed from the scanner's real price series each run.
The verdict
BazaarBaazi reads SBICARD as two-way with a Crack Score of 51/100 as of 25 Jul 2026.
BazaarBaaziSource & method
The scanner's readScanned · scanned 24 Jul 2026
Where SBICARD stands on the 500-name BazaarBaazi setup scanner: technicals, filed fundamentals and money flow read together, refreshed every run.
Scanned and scored this run, but the evidence is incomplete or conflicted. The engine fails closed to NO_TRADE.
Technical axis
100/100Fundamental axis
17/100Money flow
55/100Result pulse · Q4 FY26
65/100Technical evidence
downtrend frame (50 < 200 DMA)
50DMA falling
rally testing a falling MA
RSI 50.2 (relief rally zone)
RS slope -6.4% (3m)
RS line well below its high
relative strength falling vs NIFTY
below 50DMA
Red flags
below 200DMA (not a long-side trend)
Relative valuation
P/E (TTM)
27.3P/E vs sector
+1.2%Sector percentile
53PEG
1.94Scanner levels from the deterministic engine run of 2026-07-24, not a SEBI-registered recommendation and not investment advice. The fundamental axis reads the official filing: Q4 FY26 result.
Price target: support and resistanceComputed 25 Jul 2026
Support and resistance for SBICARD are read inside the latest show; no spot was printed in the most recent editorial note.
Levels are read inside the latest show. The most recent editorial reference is Systematic Read on 21 Jul 2026.
These are structural reference lines, not a SEBI-registered price target. BazaarBaazi is independent media; the levels frame how the desk reads the SBICARD chart, refreshed every end-of-day run.
The Crack Score, and how it is built51 / 100 · Range / mixed
The Crack Score is a deterministic 0 to 100 conviction number. Here is exactly what moved it for SBICARD, so the figure is a transparent signal rather than a vibe.
Base 50, adjusted by the factors above and clamped to 0 to 100. How the Crack Score works.
The F&O viewHorizon · swing
How the futures and options structure on SBICARD reads right now.
The editorial price read on SBICARD is mixed. Strike-level option inventory is unavailable, so the page withholds writer, wall and pin claims. Single-stock F&O on SBICARD can be thinner than index F&O, so the desk weights price and filed evidence over raw OI. This is not a derivatives trade recommendation.
Why it movedLatest editorial line
The most recent BazaarBaazi read on what is driving SBICARD.
Systematic read: a disclosed, data-only model on real 1-year price structure.
Read in Systematic Read on 21 Jul 2026. Why SBICARD moved, the living explainer, tracks every move on one URL.
Latest filed resultsQ4 FY26
SBI Cards and Payment Services Limited's most recent quarter, parsed straight from the official NSE filing. Every figure links back to its primary source.
Result Pulse
65 / 100Revenue
Rs 4,935 crNet profit
Rs 609 crEPS (quarter)
Rs 6.40| Growth | YoY | QoQ |
|---|---|---|
| Revenue | +5.6% | -3.8% |
| Net profit | +14.1% | +9.5% |
| Net margin | +12.3% | |
Figures are the Q4 FY26 result for SBI Cards and Payment Services Limited, parsed straight from the official NSE integrated filing and verified to the paisa. The EPS shown is for the quarter, not a trailing-twelve-month figure, so it is not a P/E input.
Earnings history, every filed quarter25 quarters on record
SBI Cards and Payment Services Limited's official quarterly revenue, EPS and Result Pulse trail, every quarter the desk holds from the verified filings export, back to 31 Mar 2020. These are quarterly facts, not TTM valuation inputs.
SBICARD official result trail
25 quarters
Quarterly figures only: revenue, net profit and EPS are copied from official filings. EPS here is not trailing twelve month EPS and is not used for valuation.
| Quarter | Revenue | EPS | PAT YoY | Pulse | Source |
|---|---|---|---|---|---|
| Q4 FY26ended 31 Mar 2026 / Standalone, audited | Rs 4,935 cr | Rs 6.40 | n/a | n/a | Filing |
| Q3 FY26ended 31 Dec 2025 / Standalone, audited | Rs 5,127 cr | Rs 5.85 | n/a | 60/100 | Filing |
| Q2 FY26ended 30 Sep 2025 / Standalone, audited | Rs 4,961 cr | Rs 4.67 | n/a | n/a | Filing |
| Q1 FY26ended 30 Jun 2025 / Standalone, audited | Rs 4,877 cr | Rs 5.84 | n/a | n/a | Filing |
| Q4 FY25ended 31 Mar 2025 / Standalone, audited | Rs 4,674 cr | Rs 5.62 | n/a | 50/100 | Filing |
| Q3 FY25ended 31 Dec 2024 / Standalone, audited | Rs 4,619 cr | Rs 4.03 | n/a | n/a | Filing |
| Q2 FY25ended 30 Sep 2024 / Standalone, audited | Rs 4,421 cr | Rs 4.25 | n/a | n/a | Filing |
| Q1 FY25ended 30 Jun 2024 / Standalone, audited | Rs 4,359 cr | Rs 6.25 | n/a | n/a | Filing |
| Q4 FY24ended 31 Mar 2024 / Standalone, audited | Rs 4,348 cr | Rs 6.97 | n/a | n/a | Filing |
| Q3 FY24ended 31 Dec 2023 / Standalone, audited | Rs 4,622 cr | Rs 5.78 | n/a | n/a | Filing |
| Q2 FY24ended 30 Sep 2023 / Standalone, audited | Rs 4,087 cr | Rs 6.37 | n/a | n/a | Filing |
| Q1 FY24ended 30 Jun 2023 / Standalone, audited | Rs 3,912 cr | Rs 6.27 | n/a | n/a | Filing |
| Q4 FY23ended 31 Mar 2023 / Standalone, audited | Rs 3,762 cr | Rs 6.31 | n/a | n/a | Filing |
| Q3 FY23ended 31 Dec 2022 / Standalone, audited | Rs 3,507 cr | Rs 5.39 | n/a | n/a | Filing |
| Q2 FY23ended 30 Sep 2022 / Standalone, audited | Rs 3,297 cr | Rs 5.57 | n/a | n/a | Filing |
| Q1 FY23ended 30 Jun 2022 / Standalone, audited | Rs 3,100 cr | Rs 6.65 | n/a | n/a | Filing |
| Q4 FY22ended 31 Mar 2022 / Standalone, audited | Rs 2,850 cr | Rs 6.16 | n/a | n/a | Filing |
| Q3 FY22ended 31 Dec 2021 / Standalone, audited | Rs 2,889 cr | Rs 4.10 | n/a | n/a | Filing |
| Q2 FY22ended 30 Sep 2021 / Standalone, audited | Rs 2,576 cr | Rs 3.67 | n/a | n/a | Filing |
| Q1 FY22ended 30 Jun 2021 / Standalone, audited | Rs 2,362 cr | Rs 3.24 | n/a | n/a | Filing |
| Q4 FY21ended 31 Mar 2021 / Standalone, audited | Rs 2,309 cr | Rs 1.87 | n/a | n/a | Filing |
| Q3 FY21ended 31 Dec 2020 / Standalone, audited | Rs 2,403 cr | Rs 2.23 | n/a | n/a | Filing |
| Q2 FY21ended 30 Sep 2020 / Standalone, audited | Rs 2,413 cr | Rs 2.20 | n/a | n/a | Filing |
| Q1 FY21ended 30 Jun 2020 / Standalone, audited | Rs 2,152 cr | Rs 4.19 | n/a | n/a | Filing |
| Q4 FY20ended 31 Mar 2020 / Standalone, audited | Rs 2,433 cr | Rs 0.89 | n/a | n/a | Filing |
The official financialsFiled to 31 Mar 2026
SBI Cards and Payment Services Limited's statements as filed: trailing twelve month P&L, the balance sheet, and the cash engine, in the bank-and-NBFC native view. Parsed from official XBRL, shown in crore.
Trailing twelve months, on filed quarters
Total income (TTM)
19,900 crNet profit (TTM)
2,167 crProfit before tax (TTM)
2,913 crFinance costs (TTM)
3,072 crBalance sheet, as filed 2026-03-31
Total assets
66,328 crShareholder equity
15,726 crTotal borrowings
n/aAdvances (loan book)
n/aDeposits
0.0 crGross NPA
n/aNet NPA
n/aAnnual trail, filed year over filed year
| Year | Total income | Net profit | Equity | Borrowings |
|---|---|---|---|---|
| FY26 | 19,900 cr | 2,167 cr | 15,726 cr | n/a |
| FY25 | 18,072 cr | 1,916 cr | 13,782 cr | n/a |
| FY24 | 16,968 cr | 2,408 cr | 12,084 cr | n/a |
| FY23 | 13,667 cr | 2,258 cr | 9,830 cr | n/a |
| FY22 | 10,677 cr | 1,616 cr | 7,753 cr | n/a |
| FY21 | 9,277 cr | 985 cr | 6,302 cr | n/a |
Every figure is parsed from SBI Cards and Payment Services Limited's official NSE XBRL filings by the BazaarBaazi earnings lab and shown in crore rupees. Display data, not a valuation model input.
Management on record17 earnings calls
Every SBICARD earnings call BazaarBaazi has indexed, latest 31 May 2026. Read management in its own words, straight from the filed transcript.
SBI Cards and Payment Services Limited earnings calls on record
17 calls since 31 May 2022
Show 9 older calls
Each entry links to the transcript PDF the company filed with the exchange. Primary sources, in management's own words.
What changed2 disclosures
Every recent official filing from SBI Cards and Payment Services Limited, straight from the exchange feed, with the BazaarBaazi Event Heat on the disclosure flow.
SBI Cards and Payment Services Limited has filed 2 official disclosures recently. The most recent is a Earnings dated 31 Mar 2026.
Event Heat
67 / 100SBI Cards and Payment Services Limited Q4 FY26 earnings result: steady
SBI Cards and Payment Services Limited Q4 FY26 earnings result: insufficient
Event Heat is a dated net read of SBI Cards and Payment Services Limited's last 180 days of official disclosures, balancing the constructive filings against the ones to watch. It is a signal from what the company has filed, not investment advice. Every line above links to its official exchange filing, and the full market desk is at the disclosures hub.
Key fundamentalsEditorial reference
The anchor data BazaarBaazi references when reading the SBICARD chart. Not a substitute for a registered research note.
| Ticker | SBICARD |
|---|---|
| Full name | SBI Cards and Payment Services Limited |
| Sector | Financial Services |
| Index class | MID CAP |
| ISIN | INE018E01016 |
| Market-cap band | ~61,411 cr (indicative) |
| Last referenced level | Inside latest show |
| Last session move | Not referenced this cycle |
| Editorial line in | Systematic Read on 21 Jul 2026 |
| Aliases tracked | SBICARD |
Reference chartLevels in show
The daily frame the desk reads on SBICARD.
FAQ11 reader questions · AEO-eligible
The line on SBICARD, distilled and schema-marked for AI Overview, Perplexity, and reader search.
What is the SBICARD share price target for 2026?
BazaarBaazi does not publish a SEBI-registered price target on SBICARD. The desk reads structural support and resistance inside each show against the printed spot; the most recent editorial line is Systematic Read on 21 Jul 2026.
What is BazaarBaazi's Crack Score for SBICARD?
The BazaarBaazi Crack Score for SBICARD is 51 out of 100 as of 25 Jul 2026, a range / mixed reading. It is a computed conviction number from the signed stance, how consistent the recent verdicts have been, the quality of the printed structure, and how fresh the review is. It is a transparency signal, not investment advice.
What is the F&O view on SBICARD?
Strike-level option inventory for SBICARD is unavailable, so BazaarBaazi withholds participant, direction and positioning claims. The editorial chart stance is not substituted for an option-chain observation.
What sector is SBICARD in and which peers does BazaarBaazi track?
SBICARD sits in Financial Services (mid cap), indicative market cap ~61,411 cr (indicative), ISIN INE018E01016. The peers BazaarBaazi reads alongside it are Karur Vysya Bank Ltd, ANAND RATHI WEALTH LIMITED, CHOICE INTERNATIONAL LIMITED. A systematic, data-only read on SBI Cards and Payment Services Limited: where it trades versus its 50-day and 200-day lines, the live 52-week range, and momentum, refreshed from the scanner's real price series each run.
How often is the SBICARD view updated?
This page is one evergreen URL refreshed in place. The Crack Score and levels re-compute on every BazaarBaazi end-of-day run, and the dated stamp shows the last refresh. The latest signed verdict on SBICARD is mixed, published in Systematic Read on 21 Jul 2026.
Is SBICARD a qualifying setup on the BazaarBaazi scanner right now?
On the 2026-07-24 run of the 500-name BazaarBaazi setup scanner, SBI Cards and Payment Services Limited sits in the Scanned tier with a setup score of 59/100 (technical 100, fundamental 17). The scanner is a deterministic engine over real OHLCV and official filings, refreshed nightly, and it is a signal rather than investment advice.
Where can I read SBI Cards and Payment Services Limited's earnings call transcripts?
BazaarBaazi indexes 17 SBICARD earnings calls going back to 2022-05-31, latest 2026-05-31. Every entry on this page links straight to the transcript PDF the company filed with the exchange, so you read management in the primary source.
What was SBI Cards and Payment Services Limited's Q4 FY26 net profit?
SBI Cards and Payment Services Limited reported a net profit of Rs 609 cr for Q4 FY26 (the quarter ended 31 March 2026). That is +14.1% year on year. The figure is from the company's official NSE filing.
What was SBI Cards and Payment Services Limited's Q4 FY26 revenue?
SBI Cards and Payment Services Limited reported revenue of Rs 4,935 cr for Q4 FY26. That is +5.6% year on year. The figure is from the company's official NSE filing.
How does BazaarBaazi rate SBI Cards and Payment Services Limited's Q4 FY26 result?
BazaarBaazi gives SBI Cards and Payment Services Limited's Q4 FY26 result a Result Pulse of 65 out of 100, with a verdict of Steady. The Result Pulse is a BazaarBaazi editorial score for the quality of the filed result, not investment advice.
What has SBI Cards and Payment Services Ltd announced recently?
The most recent official filing on record for SBI Cards and Payment Services Ltd is an earnings dated 31 Mar 2026. It is the company's own earnings disclosure to the exchange, and it links to that filing on the BazaarBaazi stock page rather than to any third-party summary.
Related stock views
The names BazaarBaazi reads alongside SBICARD, each a living view refreshed every end-of-day run.
Hub
All stock views
The full BazaarBaazi coverage universe, scored and dated.
Financial Services
KARURVYSYA
Karur Vysya Bank Ltd
Financial Services
ANANDRATHI
ANAND RATHI WEALTH LIMITED
Financial Services
CHOICEIN
CHOICE INTERNATIONAL LIMITED
Financial Services
360ONE
360 ONE WAM LIMITED
Financial Services
AADHARHFC
Aadhar Housing Finance Limited