BazaarBaazi

Stock · IRFC · Financial Services

IRFC share price target 2026

Support, resistance, the F&O structure and the BazaarBaazi Crack Score for INDIAN RAILWAY FINANCE CORPORATION LIMITED, refreshed every end-of-day run. A systematic, data-only read on INDIAN RAILWAY FINANCE CORPORATION LIMITED: where it trades versus its 50-day and 200-day lines, the live 52-week range, and momentum, refreshed from the scanner's real price series each run.

The verdict

BazaarBaazi reads IRFC as cautious with a Crack Score of 59/100 as of 21 Jul 2026.
Crack Score
59/ 100
Constructive

BazaarBaaziSource & method

The scanner's readWatchlist · scanned 21 Jul 2026

Where IRFC stands on the 500-name BazaarBaazi setup scanner: technicals, filed fundamentals and money flow read together, refreshed every run.

Watchlist72 /100 setup score

Directional risk is visible, but a full trade thesis is still forming. HEDGE rows deliberately carry no outright entry frame.

Technical axis

100/100

Fundamental axis

17/100

Money flow

15/100

Result pulse · Q4 FY26

58/100

Named setups in force

  • stage4 downtrend
  • under distribution
  • RS laggard

Technical evidence

price below 50DMA

price below 150DMA

price below 200DMA

50 < 150 < 200 DMA (bear stack)

money-flow score 15.1/100 (weak)

Chaikin money flow -0.264 (distribution)

up/down volume 0.41x (sellers dominant)

net -3 accumulation days (25d)

RS slope -16.0% (3m)

RS line well below its high

relative strength falling vs NIFTY

below 50DMA

Fundamental evidence

sound filings block an outright short; hedge classification only

Valuation and context

P/E 16.4 vs sector median 24.6 (0.67x, 29th pctile)

P/E 1.01x its own ~15m median (16.2)

Relative valuation

P/E (TTM)

16.4

P/E vs sector

+0.7%

Sector percentile

29

PEG

109.33

Growth gap

-8.6%

P/E vs own history

+1.0%

Scanner levels from the deterministic engine run of 2026-07-21, not a SEBI-registered recommendation and not investment advice. The fundamental axis reads the official filing: Q4 FY26 result.

Open the full 500-name Setup Scan.

Price target: support and resistanceComputed 21 Jul 2026

Support and resistance for IRFC are read inside the latest show; no spot was printed in the most recent editorial note.

Levels are read inside the latest show. The most recent editorial reference is Systematic Read on 21 Jul 2026.

These are structural reference lines, not a SEBI-registered price target. BazaarBaazi is independent media; the levels frame how the desk reads the IRFC chart, refreshed every end-of-day run.

The Crack Score, and how it is built59 / 100 · Constructive

The Crack Score is a deterministic 0 to 100 conviction number. Here is exactly what moved it for IRFC, so the figure is a transparent signal rather than a vibe.

Editorial stanceLatest signed stance is bearish.-16
History consistency5 of the last 6 published verdicts held the same stance.+11
Structure qualityNo clean spot was printed in the latest note; levels are read inside the show.0
FreshnessThe desk reviewed today.+8
Conviction horizonThe latest read is framed on a swing horizon.+6

Base 50, adjusted by the factors above and clamped to 0 to 100. How the Crack Score works.

The F&O viewHorizon · swing

How the futures and options structure on IRFC reads right now.

Editorial directionBearish
Horizonswing

The editorial price read on IRFC is bearish. Strike-level option inventory is unavailable, so the page withholds writer, wall and pin claims. Single-stock F&O on IRFC can be thinner than index F&O, so the desk weights price and filed evidence over raw OI. This is not a derivatives trade recommendation.

Why it movedLatest editorial line

The most recent BazaarBaazi read on what is driving IRFC.

Systematic read: a disclosed, data-only model on real 1-year price structure.

Read in Systematic Read on 21 Jul 2026. Why IRFC moved, the living explainer, tracks every move on one URL.

Latest filed resultsQ4 FY26

INDIAN RAILWAY FINANCE CORPORATION LIMITED's most recent quarter, parsed straight from the official NSE filing. Every figure links back to its primary source.

Q4 FY26 · ended 31 Mar 2026Standalone, audited · filed with NSE on 14 May 2026

Result Pulse

58 / 100

Revenue

Rs 7,336 cr

Net profit

Rs 1,684 cr

EPS (quarter)

Rs 1.29
GrowthYoYQoQ
Revenue+9.1%+10.1%
Net profit+0.1%-6.5%
Net margin+23.0%
What BazaarBaazi readsSteady
SourceOfficial NSE filing (XBRL)

Figures are the Q4 FY26 result for INDIAN RAILWAY FINANCE CORPORATION LIMITED, parsed straight from the official NSE integrated filing and verified to the paisa. The EPS shown is for the quarter, not a trailing-twelve-month figure, so it is not a P/E input.

See every Q4 result the desk has read.

Earnings history, every filed quarter22 quarters on record

INDIAN RAILWAY FINANCE CORPORATION LIMITED's official quarterly revenue, EPS and Result Pulse trail, every quarter the desk holds from the verified filings export, back to 31 Dec 2020. These are quarterly facts, not TTM valuation inputs.

IRFC official result trail

22 quarters

Quarterly figures only: revenue, net profit and EPS are copied from official filings. EPS here is not trailing twelve month EPS and is not used for valuation.

QuarterRevenueEPSPAT YoYPulseSource
Q4 FY26ended 31 Mar 2026 / Standalone, auditedRs 7,336 crRs 1.29n/an/aFiling
Q3 FY26ended 31 Dec 2025 / Standalone, auditedRs 6,661 crRs 1.38n/a48/100Filing
Q2 FY26ended 30 Sep 2025 / Standalone, auditedRs 6,372 crRs 1.36n/a58/100Filing
Q1 FY26ended 30 Jun 2025 / Standalone, auditedRs 6,915 crRs 1.34n/a58/100Filing
Q4 FY25ended 31 Mar 2025 / Standalone, auditedRs 6,723 crRs 1.29n/a58/100Filing
Q3 FY25ended 31 Dec 2024 / Standalone, auditedRs 6,763 crRs 1.25n/an/aFiling
Q2 FY25ended 30 Sep 2024 / Standalone, auditedRs 6,900 crRs 1.23n/an/aFiling
Q1 FY25ended 30 Jun 2024 / Standalone, auditedRs 6,766 crRs 1.21n/an/aFiling
Q4 FY24ended 31 Mar 2024 / Standalone, auditedRs 6,474 crRs 1.32n/an/aFiling
Q3 FY24ended 31 Dec 2023 / Standalone, auditedRs 6,745 crRs 1.23n/an/aFiling
Q2 FY24ended 30 Sep 2023 / Standalone, auditedRs 6,767 crRs 1.20n/an/aFiling
Q1 FY24ended 30 Jun 2023 / Standalone, auditedRs 6,679 crRs 1.20n/an/aFiling
Q4 FY23ended 31 Mar 2023 / Standalone, auditedRs 6,236 crRs 1.02n/an/aFiling
Q3 FY23ended 31 Dec 2022 / Standalone, auditedRs 6,218 crRs 1.25n/an/aFiling
Q2 FY23ended 30 Sep 2022 / Standalone, auditedRs 5,810 crRs 1.31n/an/aFiling
Q1 FY23ended 30 Jun 2022 / Standalone, auditedRs 5,627 crRs 1.27n/an/aFiling
Q4 FY22ended 31 Mar 2022 / Standalone, auditedRs 5,932 crRs 1.14n/an/aFiling
Q3 FY22ended 31 Dec 2021 / Standalone, auditedRs 5,096 crRs 1.22n/an/aFiling
Q2 FY22ended 30 Sep 2021 / Standalone, auditedRs 4,690 crRs 1.15n/an/aFiling
Q1 FY22ended 30 Jun 2021 / Standalone, auditedRs 4,584 crRs 1.15n/an/aFiling
Q4 FY21ended 31 Mar 2021 / Standalone, auditedRs 4,455 crRs 1.23n/an/aFiling
Q3 FY21ended 31 Dec 2020 / Standalone, auditedRs 3,932 crRs 0.88n/an/aFiling

Open the covered-name earnings calendar.

The official financialsFiled to 31 Mar 2026

INDIAN RAILWAY FINANCE CORPORATION LIMITED's statements as filed: trailing twelve month P&L, the balance sheet, and the cash engine, in the bank-and-NBFC native view. Parsed from official XBRL, shown in crore.

Trailing twelve months, on filed quarters

Total income (TTM)

27,285 cr

Net profit (TTM)

7,009 cr

Profit before tax (TTM)

7,009 cr

Finance costs (TTM)

20,005 cr

Balance sheet, as filed 2026-03-31

Total assets

5,16,676 cr

Shareholder equity

56,749 cr

Total borrowings

n/a

Advances (loan book)

n/a

Deposits

0.0 cr

Gross NPA

n/a

Net NPA

n/a

Annual trail, filed year over filed year

YearTotal incomeNet profitEquityBorrowings
FY2627,285 cr7,009 cr56,749 crn/a
FY2527,152 cr6,502 cr52,668 crn/a
FY2426,645 cr6,412 cr49,179 crn/a
FY2323,892 cr6,337 cr45,470 crn/a
FY2220,299 cr6,090 cr40,996 crn/a
FY2115,770 cr4,416 cr35,913 crn/a

Every figure is parsed from INDIAN RAILWAY FINANCE CORPORATION LIMITED's official NSE XBRL filings by the BazaarBaazi earnings lab and shown in crore rupees. Display data, not a valuation model input.

Management on record15 earnings calls

Every IRFC earnings call BazaarBaazi has indexed, latest 31 May 2026. Read management in its own words, straight from the filed transcript.

INDIAN RAILWAY FINANCE CORPORATION LIMITED earnings calls on record

15 calls since 28 Feb 2021

31 May 2026Quarter ended Q4FY26Transcript PDF
31 Jan 2026Quarter ended Q3FY26Transcript PDF
31 Oct 2025Quarter ended Q2FY26Transcript PDF
31 Jul 2025Quarter ended Q1FY26Transcript PDF
31 May 2025Quarter ended Q4FY25Transcript PDF
31 Jan 2025Quarter ended Q3FY25Transcript PDF
30 Nov 2024Earnings callTranscript PDF
31 May 2024Quarter ended Q4FY24Transcript PDF
Show 7 older calls
30 Jun 2023Earnings callTranscript PDF
31 Aug 2022Quarter ended Q1FY23Transcript PDF
31 May 2022Quarter ended Q4FY22Transcript PDF
28 Feb 2022Earnings callTranscript PDF
30 Nov 2021Earnings callTranscript PDF
31 Aug 2021Quarter ended Q1FY22Transcript PDF
28 Feb 2021Earnings callTranscript PDF

Each entry links to the transcript PDF the company filed with the exchange. Primary sources, in management's own words.

What changed48 disclosures

Every recent official filing from INDIAN RAILWAY FINANCE CORPORATION LIMITED, straight from the exchange feed, with the BazaarBaazi Event Heat on the disclosure flow.

INDIAN RAILWAY FINANCE CORPORATION LIMITED has filed 48 official disclosures recently. The most recent is a Regulatory dated 09 Jul 2026.

Event Heat

30 / 100
09 Jul 2026
RegulatoryWatch

Certificate under SEBI (Depositories and Participants) Regulations, 2018

Filing
30 Jun 2026
Management changeRoutine

Appointment of Shri. Ranjay Choudhary as Director (Finance) of the company w.e.f. Jun 30, 2026

Filing
30 Jun 2026
Management changeRoutine

Appointment of Ms Deepa Kotnis , ED (Finance)/ IRFC as Chief Financial Officer of the company w.e.f. Jun 30, 2026

Filing
30 Jun 2026
Insider tradeWatch

Disclosure pursuant to Regulation 7(2)(b) of the SEBI (Prohibition of Insider Trading) Regulation, 2015, as amended

Filing
30 Jun 2026
Board meetingRoutine

Outcome of Board Meeting held on Jun 30, 2026

Filing
30 Jun 2026
Press releaseWatch

Change in KMP

Filing
30 Jun 2026
DisclosureWatch

Change in Director(s) of the company

Filing
29 Jun 2026
DisclosureWatch

Change in Director(s) of the company

Filing
Event Heat30 / 100 · Tilting down

Event Heat is a dated net read of INDIAN RAILWAY FINANCE CORPORATION LIMITED's last 90 days of official disclosures, balancing the constructive filings against the ones to watch. It is a signal from what the company has filed, not investment advice. Every line above links to its official exchange filing, and the full market desk is at the disclosures hub.

See what changed across the whole market.

Key fundamentalsEditorial reference

The anchor data BazaarBaazi references when reading the IRFC chart. Not a substitute for a registered research note.

TickerIRFC
Full nameINDIAN RAILWAY FINANCE CORPORATION LIMITED
SectorFinancial Services
Index classLARGE CAP
ISININE053F01010
Market-cap band~1.2 lakh cr (indicative)
Last referenced levelInside latest show
Last session moveNot referenced this cycle
Editorial line inSystematic Read on 21 Jul 2026
Aliases trackedIRFC

Reference chartLevels in show

The daily frame the desk reads on IRFC.

Chart frame not yet rendered for IRFC. The desk references levels inline inside each show.
Structural levels are read inside the latest show.

FAQ13 reader questions · AEO-eligible

The line on IRFC, distilled and schema-marked for AI Overview, Perplexity, and reader search.

What is the IRFC share price target for 2026?

BazaarBaazi does not publish a SEBI-registered price target on IRFC. The desk reads structural support and resistance inside each show against the printed spot; the most recent editorial line is Systematic Read on 21 Jul 2026.

What is BazaarBaazi's Crack Score for IRFC?

The BazaarBaazi Crack Score for IRFC is 59 out of 100 as of 21 Jul 2026, a constructive reading. It is a computed conviction number from the signed stance, how consistent the recent verdicts have been, the quality of the printed structure, and how fresh the review is. It is a transparency signal, not investment advice.

What is the F&O view on IRFC?

Strike-level option inventory for IRFC is unavailable, so BazaarBaazi withholds participant, direction and positioning claims. The editorial chart stance is not substituted for an option-chain observation.

What sector is IRFC in and which peers does BazaarBaazi track?

IRFC sits in Financial Services (large cap), indicative market cap ~1.2 lakh cr (indicative), ISIN INE053F01010. The peers BazaarBaazi reads alongside it are Karur Vysya Bank Ltd, ANAND RATHI WEALTH LIMITED, CHOICE INTERNATIONAL LIMITED. A systematic, data-only read on INDIAN RAILWAY FINANCE CORPORATION LIMITED: where it trades versus its 50-day and 200-day lines, the live 52-week range, and momentum, refreshed from the scanner's real price series each run.

How often is the IRFC view updated?

This page is one evergreen URL refreshed in place. The Crack Score and levels re-compute on every BazaarBaazi end-of-day run, and the dated stamp shows the last refresh. The latest signed verdict on IRFC is bearish, published in Systematic Read on 21 Jul 2026.

Is IRFC a qualifying setup on the BazaarBaazi scanner right now?

On the 2026-07-21 run of the 500-name BazaarBaazi setup scanner, INDIAN RAILWAY FINANCE CORPORATION LIMITED sits in the Watchlist tier with a setup score of 72/100 (technical 100, fundamental 17). The scanner is a deterministic engine over real OHLCV and official filings, refreshed nightly, and it is a signal rather than investment advice.

Where can I read INDIAN RAILWAY FINANCE CORPORATION LIMITED's earnings call transcripts?

BazaarBaazi indexes 15 IRFC earnings calls going back to 2021-02-28, latest 2026-05-31. Every entry on this page links straight to the transcript PDF the company filed with the exchange, so you read management in the primary source.

What was INDIAN RAILWAY FINANCE CORPORATION LIMITED's Q4 FY26 net profit?

INDIAN RAILWAY FINANCE CORPORATION LIMITED reported a net profit of Rs 1,684 cr for Q4 FY26 (the quarter ended 31 March 2026). That is +0.1% year on year. The figure is from the company's official NSE filing.

What was INDIAN RAILWAY FINANCE CORPORATION LIMITED's Q4 FY26 revenue?

INDIAN RAILWAY FINANCE CORPORATION LIMITED reported revenue of Rs 7,336 cr for Q4 FY26. That is +9.1% year on year. The figure is from the company's official NSE filing.

How does BazaarBaazi rate INDIAN RAILWAY FINANCE CORPORATION LIMITED's Q4 FY26 result?

BazaarBaazi gives INDIAN RAILWAY FINANCE CORPORATION LIMITED's Q4 FY26 result a Result Pulse of 58 out of 100, with a verdict of Steady. The Result Pulse is a BazaarBaazi editorial score for the quality of the filed result, not investment advice.

What has Indian Railway Finance Corporation Ltd announced recently?

Indian Railway Finance Corporation Ltd's two most material recent disclosures are a regulatory dated 09 Jul 2026, "Certificate under SEBI (Depositories and Participants)…", and a management change dated 30 Jun 2026, "Appointment of Shri. Ranjay Choudhary as Director…". Both link to the company's own official filing on the BazaarBaazi stock page.

Has Indian Railway Finance Corporation Ltd declared a dividend recently?

Yes. Indian Railway Finance Corporation Ltd filed a dividend disclosure on 13 Mar 2026, filed as "Interim Dividend - Rs 1.05 Per Share". Any amount shown is the exchange's own record, linked from the BazaarBaazi stock page. A dividend is a declared payout, not a forecast of future returns.

What did Indian Railway Finance Corporation Ltd's latest board meeting cover?

Indian Railway Finance Corporation Ltd's most recent board-meeting disclosure on record dated 30 Jun 2026 reads "Outcome of Board Meeting held on Jun 30, 2026". That is the agenda as filed with the exchange, linked from the BazaarBaazi stock page, and BazaarBaazi adds no claim of its own to it.

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